As the social pension may increase by 100~200 yuan/year every year, and the average monthly salary in Zhuhai is different every year, the following Zhuhai pension simulation calculation formula is for reference only and does not represent the final amount.
Zhuhai social security pension insurance payment 15 pension calculation formula:
Zhuhai citizens receive pension formula after retirement:
Zhuhai monthly pension = Zhuhai basic pension+Zhuhai personal account pension.
1, Zhuhai social security basic pension = (average monthly salary of employees in Zhuhai last year+average monthly salary of individuals in Zhuhai) /2× payment period × 1%.
Average salary in Zhuhai in the past month: 68 15.
Individual indexed monthly average wage in Zhuhai: As the monthly average wage index is uncertain, the median is 100%.
The average monthly salary of social security individuals in Zhuhai is 6815x100% = 6815.
Zhuhai basic pension = (6815+6815)/2x15x1%=1022.25.
Zhuhai 2022 basic pension (15) = 1022.25/ month.
Remarks: 1: Zhuhai social security basic pension comes from Zhuhai pension pooling fund and is extracted from 20% pension insurance paid by Zhuhai enterprises for employees. Although it is not directly included in Zhuhai citizens' personal accounts, Fuze citizens who retire in Zhuhai will mention it when issuing Zhuhai pensions.
2, Zhuhai personal account pension (15) = Zhuhai personal account storage/personal account pension months.
Storage amount of individual account in Zhuhai = user's individual payment base x pension insurance payment ratio x pension insurance payment period
Zhuhai individual payment base: 3958; Zhuhai social security endowment insurance payment ratio: 8%; Pension insurance payment period: 15 years;
Personal account of social security and endowment insurance in Zhuhai = 3958x8% x (15x12) = 56995.2.