This kind of risk is average, and the capital preservation should be no problem, but the bank's income is average. If there are risks, that is to say, you should ask the staff of the bank whether the wealth management products it provides are low-risk or medium-high risk. It has a three-day hesitation period and will not deduct the principal.
Xinxin Xiangrong Section B belongs to RMB financial management, which is definitely risky. All financial products are risky. However, according to the risk rating of the Postal Savings Bank, it is a low-risk product, and the risk level is lower than that of funds and stocks. At present, the national debt can be said to be zero risk because it is guaranteed by the national reputation.