It is recommended to go to China Construction Bank and consult directly with staff such as account managers. They know more about their company's products and can make recommendations based on your situation.
1. CCB financial management products 1. Personal asset allocation should be based on personal risk preference to choose investment financial products.
For those who pursue stable income, it is safer to choose bank financial products; if you can tolerate high risks, you can consider some Internet baby products or p2p financial products.
2. Depending on the liquidity, for example, the "Qianyuan" series of products include products with different investment cycles such as daily profits, weekly profits, and double weekly profits, which fully meet customers' needs for high-liquidity products.
The characteristics of various China Construction Bank financial products are as follows: Daily profit: rolling investment every day as a cycle.
The starting amount for the first purchase of the product is 50,000 yuan, and the expected annualized rate of return is 1.55%.
Product subscription and redemption procedures can be handled from 8:30-15:30 every working day. Subscription funds are deducted in real time to participate in investment, and redemption funds are received in real time and can be collected immediately.
If the investment principal is partially redeemed or not redeemed, the remaining principal and all earnings will automatically be included in the rolling investment of principal in the next period, and you will enjoy compound interest returns.
Zhou Zhouying: Taking every 7 days as an investment cycle, the starting amount for the first purchase is 50,000 yuan, and the expected annualized rate of return is 1.7%.
Product subscription and redemption procedures can be handled every day. Every Wednesday (scheduled to the next Wednesday if it is a holiday), the subscription funds will be deducted to participate in the investment, and the redemption funds will be credited to your account.
If the principal is partially redeemed or not redeemed, the remaining principal and all earnings will automatically be included in the principal rolling investment in the next period and enjoy compound interest returns.
Bi-weekly profit: The starting amount for the first purchase is 50,000 yuan. The expected annualized rate of return varies according to the number of days the product is held, which is 0.72% for less than 14 days and 2.0% for 14 days or more.
Product subscription and redemption procedures can be handled from 8:30 to 15:30 every working day. Subscription funds will be deducted in real time to participate in investment and investment income will begin to be calculated.
The product provides two opening days on the 5th and 20th every month. The redemption principal and income will be returned to the contracted account on the latest opening day after the redemption application.
3. Please consult CCB staff for details.
2. Selection of financial products 1. The purchase of bank financial products should be based on comprehensive considerations such as your own investment preferences, risk tolerance, capital liquidity, etc. You can go to the bank's homepage to search and compare.
2. Please read the product description carefully and choose the appropriate financial product.