Dear users in lufax: Due to the product function upgrade, the functions of "quick redemption" and "consumption payment" will be suspended from 202 1, March 3 1, 1 to April1,0 1. If you need any funds during this period, please forgive me for the inconvenience.

It is hereby announced. Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd. 202 1. 3. 30

Description of redemption terms

1. Risk of principal and wealth management income: this wealth management product does not guarantee principal and income, and the income of wealth management products comes from the income distribution, transfer or other disposal of the asset portfolio invested by wealth management products and/or the due income. If the underlying bonds, creditor's rights and other assets in the portfolio have market risk, default risk and liquidity risk, the resulting risk of loss of wealth management principal and wealth management income shall be borne by investors themselves; If the asset portfolio cannot be disposed of normally, the risk of loss of principal and wealth management income arising therefrom shall be borne by the investors themselves. In the most unfavorable situation, such as asset default, investors may lose all their principal.

2. Credit risk: this wealth management product mainly invests in standardized creditor's rights assets, so it is possible that the actual maturity income of this wealth management product is less than the performance comparison benchmark or even the principal loss due to the deterioration of the credit status of the issuer or counterparty. In this case, Ping An Finance will pay the investor's income according to the actual income of the investment and within the limit of the funds actually received from the realization of assets, and the investor will bear the risk of the resulting reduction of wealth management income or even the loss of principal. During the operation of this wealth management product, the investment manager will pay close attention to the changes of portfolio credit risk, adjust the portfolio in time according to the adjustment of debtor's credit rating, and try his best to manage credit risk.

Three. Market risk: The price of the securities market (including but not limited to the stock market and bond market) is influenced by many factors, such as economic factors, political factors, investment psychology, trading system, etc., which may lead to changes in the asset return level of this wealth management product, resulting in risks.