Generally speaking, the common types of funds are money funds, bond funds, mixed funds and stock funds. Generally, money funds and bond funds have lower risks. Compared with hybrid funds and equity funds, their returns are very low, but they are relatively stable, and there will be no big fluctuations. They are basically positive returns.
Hybrid funds and equity funds are relatively volatile funds, and their returns and risks are far greater than those of money funds and bond funds. In short, you buy funds with the same money. Generally, hybrid funds and equity funds may make more money, but they may also lose more money.
Therefore, to buy a fund, we should not only pay attention to the income of the fund and what fund to buy is the most profitable, but also pay attention to its risks. You should know your ability to take risks. For example, if you have 65438+ million, you can't buy 65438+ into stock funds or hybrid funds. Although equity funds or hybrid funds make a lot of money, it is the same when they lose money.
You can reasonably match funds, such as 60,000 yuan to buy money funds or bond funds, and then 40,000 yuan to buy bond funds or stock funds. But the specific situation still depends on the actual situation. Everyone's situation is different, so it is not universal. Need to analyze the specific situation.
Summary: Generally, hybrid funds or equity funds have higher returns and greater returns, but the general risks and returns are directly proportional. In addition to paying attention to fund income, what fund to buy is the most profitable, but also pay attention to its risks and know your ability to take risks.