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Have maternity insurance and medical insurance merged?
By May 2022, maternity insurance and medical insurance will be merged.

Opinions on comprehensively promoting the implementation of the merger of maternity insurance and basic medical insurance for employees (hereinafter referred to as the "Opinions"), the maternity insurance fund is merged into the basic medical insurance fund for employees, and the collection is unified, and the overall level is consistent. This also means that maternity insurance and basic medical insurance, which started on 20 16, were combined and implemented, and officially landed after the pilot.

As for the combined rate, Chen Jinfu, deputy director of the National Health Insurance Bureau, introduced at the routine briefing of the State Council policy held today that the combined rate of maternity insurance and employee basic medical insurance will be determined according to the sum of payment rates. For example, the original unit rate was 7% for employee medical insurance and 0.6% for maternity insurance, which was simplified.

legal ground

The "Opinions" clarify that the basic medical insurance fund for employees strictly implements the financial system of social insurance funds, and no longer lists maternity insurance funds as early as possible. The basic medical insurance fund for employees has set up a balance treatment expenditure project. Explore the establishment and improvement of fund risk early warning mechanism, adhere to the openness of fund operation, strengthen internal control, strengthen fund administrative supervision and social supervision, and ensure the safe operation of the fund.