Intelligent fixed investment of funds refers to an investment method in which investors apply to the bank and agree on the deduction amount, deduction date, deduction period and maturity conditions of each period, and the system automatically completes the deduction in the designated bank account on the deduction date of each period to purchase funds. The key depends on the choice of funds. To choose a suitable fund, we must first set our own investment objectives and investment period, evaluate our risk tolerance, and determine whether we are conservative, steady or enterprising investors; Secondly, carefully and comprehensively evaluate many indicators of each fund, such as income performance over the years, the ability and quality of fund managers and researchers, the risk control means and investment style of fund management companies. And choose excellent fund varieties suitable for their own risk preferences to invest; Finally, please track the funds you invest in and adjust your financial portfolio according to the performance of the funds, your own financial situation and income targets. You can screen funds according to risk tolerance and related requirements through the funds on the home page. You can refer to the five-star fund of China Merchants Bank.