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Is Guo Jinhe's 7-day financial management risky? Analyze from two aspects.
Guo Jinhe 7 Days is a wealth management product sold by Weizhong Bank. Many people want to invest because of good expected returns and short product closure period, but some people don't know much about Guo Jinhe's 7-day product risk. Today we will analyze this problem from the product background and historical performance.

I. National Finance and 7-day Product Background

1, card issuing company

Guo Jin Fund Management Co., Ltd. is a 7-day issuing company in Guo Jin and a professional asset management company approved by the China Securities Regulatory Commission, with assets under management of 34.999 billion yuan.

2. Fund managers

Guo Jinhe's 7-day fund manager is Xu Yanfang, who has 7 years of experience in securities funds and is the fund manager of 4 funds. The expected rate of return of China Jinjin Tengtong Currency A in recent two years has reached 8.78%. Xu Yanfang has rich experience in fund management and believes that she has the ability to control Guo Jinhe's 7-day risk.

Therefore, Guo Jinhe's 7-day product background is very reliable, which also shows that his product risk is low.

Second, the national gold and its 7-day historical performance

Guo Jin Miracle was founded in August 2065438+2006. By the end of June, the scale of the fund was 355 million yuan. Before that, there was no loss or no payment. On the 7th, the annualized expected return is 4.7500% (September 3rd), and the product closure period is only 7 days. The expected income of Guo Jin Miracle is excellent in similar products.

Conclusion: Based on the analysis of the above two aspects, Guo Jinhe's 7-day risk is still relatively low, but his product risk level is moderate, and the risk is slightly higher than that of the money fund, so there is still the possibility of loss. Everyone should invest according to their risk tolerance.