First, it will rise under normal circumstances. The increase of the fund is different every year, but it will definitely rise or stop before and after the Spring Festival. Generally speaking, the income will start to be relatively stable in the second half of the year, so after the Spring Festival, the fund will generally rise. Then after the Spring Festival, you can buy some funds with wealth management products properly and rationally to get more income, because this is more than putting money in the bank, and the income of funds with different maturities is different.
Second, according to the types of funds bought, different types of gains are different. For example, in 2020, the gold fund is a very good industry. Some people think that the gold fund will go up for a while, but it keeps going up and down all year round. So people who buy gold funds in 2020 really earn a lot of money. According to different funds, the annual increase is different, but in general, people will have some extra income and will not lose money. If you have spare money in the bank, you might as well use it to buy funds.
Third, buy funds rationally. In fact, buying a fund should be relatively calm, because some people think that the fund will definitely make money, so spending a lot of money to buy a fund will make people feel that it is not worth it at all. Therefore, when buying funds, we must buy funds rationally. You can buy more funds, see which one gains more, and then make further investment. When you buy a fund, you must check the situation yourself. Don't come to you based on the recommendation of some people or certain claims products. It is very irrational to invest with one heart.