what should I pay attention to when buying a LOFT house?
1. Check the LOFT height
Too low a loft height will affect the comfort of the house, while too high a loft height will be restricted by policies. According to the "Calculation Rules of Floor Area Ratio Index", the height of the LOFT apartment has been clearly defined: when the height of the standard floor of residential buildings is more than 4.9 meters, the construction area should be calculated by twice the horizontal projection area of the floor, regardless of whether there is an interlayer in the floor.
that is, the LOFT height of the residential project is less than 4.9 meters, and the statement of "buy one floor and get one free" promised by the developer in the contract is legal and effective. At present, there are some LOFT houses with low net height, and after being divided into two floors, there may be a phenomenon of insufficient single-storey height.
Second, check the property rights
At present, most LOFT on the market are commercial in property rights, and their property rights are generally 4 or 5 years, which is different from the 7-year property rights of ordinary houses. Comparing the price and property rights comprehensively, it is found that the living cost of LOFT is actually higher, and buyers should proceed cautiously on the basis of clarifying this situation.
Third, consider the cost
Although the total price of small LOFT apartments is generally low, the cost is not low on the whole. If you buy the first suite, the down payment for LOFT projects is generally 5%, and the longest loan period is 1 years, while the down payment for ordinary houses is only 3%, and the longest loan period is 3 years.
and after occupancy, the water and electricity prices of LOFT commercial and residential buildings are commercial prices, which are higher than those of civil water and electricity. The proportion of commercial and residential buildings is large, and the property fee is higher than that of pure houses. Be sure to consider these cost budgets before buying LOFT products.
Fourth, you can't use provident fund loans
LOFT apartments are basically 4 or 5 years of property rights, and the nature of the land belongs to commercial land, so if you want to borrow money to buy a house, you can't choose provident fund loans, and the loan period can only be 1 years at most. What should I pay attention to when collecting a house?
is there any scratch on the entrance door? Do you have hair embroidery? Is the switch flexible? Does the window open smoothly? Is the bathroom pipe unobstructed? Is there any crack on the wall and floor? Does the beam look high or low? Does the corner look straight? What should I pay attention to when buying a house?
location, towards apartment type, floor, quality
location means whether the geographical position is good or not, and whether there is room for improvement!
Facing the apartment means living. Sitting south facing north means that the balcony of the living room faces the best south, and it is sunny for a good day.
If sleeping in the north is not good, it is best not to face the west too hard!
The 17th/18th floor of the elevator room on the high floor is quite good. Personally, I like the top penultimate 1/2 floor. It means good to look up from a distance.
The quality depends on the type of house you buy. The Seiko room with the best tiles in the building
The house should not be bought blindly. After all, it is your own money. After all, you want to live there yourself. It's hard to regret if you don't like what you bought. Therefore, before you plan to buy a house, learn these tricks first!
First, it's more important to choose a suitable house
The main purpose of buying a house is to live by oneself. The residential environment, the ratio of parking spaces, the apartment type and the quality of the building will affect the comfort of living in the future. If you feel that the house you choose is quite satisfactory in all aspects, you don't have to think too much about whether it is the right time to buy a house. You should make a decisive move. Yuqiancyh
2. Understand the importance of developer selection
If you choose a developer with bad reputation, it will often cause problems such as failure to hand over the house on time and poor quality of the house, which will bring huge losses to buyers, so you should choose a brand development enterprise. . Because brand development enterprises not only do products, but also do word of mouth, and the development enterprises have a good reputation, which also lays a good foundation for the future development of real estate.
three: transportation, supporting facilities and property management are indispensable
buying a house is actually buying a life, and life is closely related to all kinds of supporting facilities in the community. Life needs, work needs, housing needs and other requirements are what buyers must think of when buying a house. On the other hand, if property buyers do not fully consider the relevant supporting facilities of the community when buying a house, it may bring endless trouble to life.
IV: Future development of the house
The so-called buying expectation actually depends on the development trend of a region. The general trend of urban development basically represents the space for the future development of the property market. Therefore, buying "expectations" mainly depends on two points:
point 1, the main direction of the real estate macro-control policy of the relevant state departments in recent two years;
point (2), let's see what big moves urban planning departments have made in recent years and in the future, such as the planning of new towns and new districts and rail transit.
five: look for opportunities in the process of reducing the price by 15%-3%
For ordinary projects that are just needed, the market turnover can be activated by generally reducing the price by 1%-15%, while for high-end luxury houses, the market demand will be greatly activated by reducing the price by 2%-3%. Therefore, buyers can look for opportunities in the process of lowering the case price by 15% to 3%. What should you pay attention to when buying a penthouse?
You have to pay for insulation, and the air conditioner in the room is at least half as large as the original standard, so you don't have to consider the problem of water seepage, because you must add insulation, otherwise you can't live in summer at all. What should I pay attention to when buying a house with a courtyard?
Just do some measures to hinder climbing at the balcony, and the side facing the balcony should also install security doors, so there is no safety problem. If there is, isn't it even more unsafe to live on the first floor?
having a terrace can make the home have many conveniences for a healthy life, which is more reasonable in the common birdcage structure houses in the city! The only thing to pay attention to is that the right to use the terrace needs to be shown in the contract to ensure your own interests! What should I pay attention to when looking at a house?
property buyers attach importance to lots because a good location can often make life convenient and comfortable for property buyers, which is conducive to work and life. Generally, the first thing to choose is a large location, such as the east, south, west and north of the city, which is mainly determined according to the work place or frequent activity area of the buyers. After determining the big location, we will choose the houses in the specific < P > area of the city according to our own economic strength, personal hobbies, the distance from the workplace, the availability of good schools, and the situation of children's nursery. It should be noted that we should not only consider the advantages and disadvantages of this location in the whole region at present, but also understand the direction and development prospect of future municipal planning. It will be of great benefit to be able to comprehensively consider various factors of purchasing commercial housing and choose a location with development potential.
Looking at a house depends on its orientation, number of floors, layout and structure. Good orientation can ensure that a large amount of sunlight can directly enter the room through the window, improve the indoor environment of the house, which is very beneficial to the physical and mental health of the residents. Daylighting windows face the sun, with high lighting quality and good effect. The main room should have good direct lighting. Residential buildings are better floors with more than 1/3 and less than 2/3 of the total number of floors, and the height should generally not be less than 2.7 meters. In an ideal house, the living space consists of a hall, a living room, a living room, a gym, a study room, a workshop, a bathroom, a bedroom, a storage room and a balcony, which can be summarized into four major spaces according to their respective functions: dynamic, quiet, dirty and clean. From a practical, convenient and economical point of view, combined with family population, furniture layout, future house design, economic strength, etc., we should choose the apartment type, structure and interior layout closest to our own needs, and at the same time leave a little room-the current development direction of housing structure is "three big and one small", that is, the hall is big, the kitchen is big, the bathroom is big and the bedroom is small.
although you have checked the relevant quality files when purchasing an existing house, you must also go to the site to personally feel the real situation of the house to find out whether it meets the standards on the certificate and whether there are obvious problems, such as cracks, air leakage in windows and water leakage in toilets. Housing quality problems are mainly caused by hidden dangers left in design and construction, which are mainly reflected in structure, materials, function setting, construction management, quality supervision and other aspects. It is necessary to carefully review the relevant documents such as Residential Quality Guarantee, Quality Inspection Certificate and Residential Instruction Manual of commercial residential buildings to inspect their quality. Take elevators and stairs, for example, whether the brand qualification of elevators used is qualified, whether the walking stairs meet the standards or are conducive to escape, and so on. It is difficult to grasp the quality problem, and it is highly professional. It is best to look at the house and choose the house with friends and relatives who know how to do it.
you can't look at property management when looking at a house. The quality of property service is an important factor for the appreciation of a house. Good property management will bring convenience to your future life, while poor property management will not only affect your daily life, but also cause a lot of disputes. Therefore, when choosing a house, we should actively ask the relevant personnel about the property management company responsible for residential services. It is best to check their files about qualifications and strength, or go to other residential areas where they are currently serving to inquire about their service behavior. Of course, whether the supporting facilities of the community are perfect or not is a sign of the maturity of this community, depending on its municipal, living, rest, communication supporting facilities and shopping conditions.
Because everyone's hobbies, economic strength, personal quality and requirements for housing pattern are different, the houses that meet their requirements are also different, but everyone wants to achieve the best price-efficiency ratio of the houses purchased, which requires you to be patient and careful when choosing houses. If you buy an auction house, you'd better go to the construction site regularly to check the progress and materials of the project, and check the sunshine, noise and water leakage in different seasons and at different times on the same day. When problems are found, it is necessary to negotiate with the developer in time, so as not to delay the occupancy due to housing disputes. When choosing, try to be consistent with the future development direction of the house, so that your house has the potential of value-added. What should we pay attention to in house decoration?
First, we should pay attention to the overall design layout ~ This is especially important in the design stage. The layout should be reasonable, and those who don't know how to do it should look comfortable. Second, we should pay attention to the waterproof of kitchen and bathroom ~ we must do waterproof seriously and do a closed water test. There must be no leakage, which will be very troublesome. Third, don't let the decoration master sell materials with him, as nine times out of ten, he will buy high-priced materials. Fourth, we should pay attention to the protection of projects that have been done, such as floor tiles, but this is a matter for workers. Fifth, the most important thing is that the terms of the contract should be carefully reviewed. For example, it is best not to have an advance payment for the payment method, and it is best to add one item: the construction content includes all the contents of the drawing effect, and the budget is omitted, which is regarded as a discount for the decoration company.
I hope my answer can help you pay attention to what you should pay attention to when buying a house.
If you are in a small county, I'm afraid the appreciation potential of the house will not be great, so the most important thing is to look at the practicality of the house, which mainly includes the following points:
First, it depends on whether the property right of the house is privately owned, and there is a big difference in the price of public housing and the additional cost in the later period.
Second, it depends on the house itself. In which year was it built? How many years is the service life of the building? How many years can you live?
Third, it is necessary to analyze in detail the supporting facilities around the house, how far it is from schools, hospitals and markets. If there are children at home or there will be them in the future, then the problem of schooling should be considered.
Fourth, it depends on the supporting facilities of the community. I think what you are talking about is that in a small county, there may be no property management in the community. Then you don't have to think too much about this.
Fifth, it depends on the construction quality, floor, lighting time and the comfort of each room ...
Actually, there are quite a few things to pay attention to when buying a house. For the time being, I just think of these. If there are any specific problems, I can do more specific research. You may contact me again if you have any questions. I'm willing to help. What should I pay attention to after the down payment on the house?
wait for the house to be closed. There is still a sum of money to be paid when the house is closed, including property fees and house maintenance fund.