I believe that many newcomers who have just contacted the fund have vomited about the fund they bought. In fact, this is mainly because they don't know enough about fund knowledge, so which funds buy the most pits? We have prepared the lightning protection strategy and related contents for your reference.

1. Funds with poor performance in the past

When many beginners start to invest in funds, they will think that funds are fluctuating and there will be ups and downs. There will be a kind, I will buy a fund with poor performance, so that I will not make money if it goes up later, although this idea is good.

However, some funds with poor performance in the past are a bottomless pit. They keep buying and falling, and the more they fall, the worse they get. Not all funds with poor performance can buy them.

2. Change the fund manager's funds frequently.

For active funds, the fund manager is very important, because the investment is the fund manager, and all funds want to make money, which must be related to the fund manager.

If the fund has been changing fund managers frequently, because different fund managers will have different investment styles and ideas, all changes will be greater after taking over, and it will be difficult for the fund to perform well in the end.

3. Microfinance

Suppose the scale of a fund is about 6,543,800,000 yuan, that is, according to the management fee of 654.38+0.2%, the fund company can only get 6,543,802,000 yuan per year. It is very difficult for such income fund companies to operate and pay wages.

Secondly, the size of the fund is too small, and it is likely to face the risk of liquidation when the fund market is not good, so investors should not step on the thunder to buy too small a fund when buying funds.