Industrial capital: In the circular movement of capital, it takes the forms of monetary capital, production capital and commodity capital in turn, and then abandons these forms and completes the corresponding functions in each form, which is industrial capital. Industrial capital has two functions, one is to create surplus value in the production process, and the other is to realize surplus value in the circulation process. Therefore, industrial capital determines the capitalist nature of production.
Financial capital: Financial capital is the monopoly capital formed by the combination of industrial monopoly capital and bank monopoly capital. Ways include capital contact, capital participation and personnel participation.
The relationship between the two: financial capital refers to the highest form of monopoly capital formed by the mutual penetration and integration of bank capital and industrial capital. Financial capital has replaced industrial capital. The concentration and monopoly of production and capital are the basis of all these changes. Without the high concentration of industrial capital, it is impossible to provide a large number of sources of monetary funds for banks, and there will be no high concentration and monopoly of bank capital. The concentration and monopoly of bank capital in turn promotes the further concentration and monopoly of industrial capital through various credit means. Therefore, the concentration and monopoly of industrial capital are intertwined with the concentration and monopoly of bank capital from the beginning.
After the monopoly of industrial capital and bank capital, the relationship between them has undergone a qualitative change, mutual penetration and integration, and finally formed financial capital. The investment targets of wealth management funds are mainly financial products, such as investing in stocks, bonds and banks. In the tide of economic globalization, the globalization of financial capital is an important stage in the development of international capital flows.
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