The fund is mainly held for a long time, but long-term holding does not mean mindless persistence. If there is income, it will not be sold. But after long-term holding, when the account is profitable, it is necessary to make a reasonable profit. Of course, if you choose a good fund, it is right to hold it all the time, but the fund will also have a band, and there is no fund that has been rising, so taking profit properly is also the key to profitability.

A few simple skills teach you how to choose a high-quality fund. If you hold it for a long time, the probability of profit is very high:

1. Choose a fund according to your risk tolerance. If you are worried about risks, you can choose money funds and bond funds. Unless there are force majeure factors, these two funds will make money if they are held for a long time. If the risk tolerance is high, you can choose stock funds related to the stock market.

2. Equity funds can be selected according to the past performance of the fund manager, the working years of the fund manager, the number of funds managed by the fund manager, the maximum withdrawal, the fund size and other indicators. Choose a fund with high yield, long experience, no more than 5 managers, small maximum withdrawal rate and moderate fund size.

3. Don't operate frequently after buying a fund.