Guangfa Jufeng Fund is a stock fund, which means that the investment target is mainly stocks. Stock market fluctuations are normal, and short-term ups and downs do not represent long-term trends. The advantage of fixed investment is that it can smooth the risk of market fluctuation through regular investment.
You have made a fixed investment for one year, and the time is relatively short. When deciding whether to continue the fixed investment, we should consider the following aspects:
1. Investment period: Fixed investment funds are suitable for long-term investment. Generally speaking, it takes at least 3-5 years to see the obvious effect. If you plan to invest for a long time, then short-term losses should not affect your investment strategy.
2. Risk tolerance: Fixed investment funds involve stock market investment, which will inevitably have certain risks. You need to assess your risk tolerance when deciding whether to continue to make a fixed investment. If you are uneasy about short-term losses, maybe the fixed investment fund is not suitable for you.
3. Investment goal: The goal of the fixed investment fund is to realize the long-term appreciation of wealth. If you want a stable return on investment instead of taking higher risks, then maybe you should consider other types of investment products, such as bond funds or money funds.
4. Market environment: The current market environment may affect your investment decision. If you think the market will continue to fall, then you can suspend the fixed investment and wait for the market to pick up before resuming investment. However, please note that the unpredictable market trend may make you miss investment opportunities.
Based on the above factors, I suggest that you carefully consider your investment objectives, risk tolerance and market environment before deciding whether to continue to make a fixed investment. If you are sure that you can bear short-term losses and are willing to invest for a long time, it may be a reasonable choice to continue investing in Guangfa Jufeng Fund. At the same time, I suggest that you keep discipline in the investment process to avoid being influenced by emotions and making wrong decisions.