1. Guohua Life Insurance Small Champion No.65438 +0 Children's Annuity Insurance pk Hengan Standard Jinzhi Qi Hang Education Annuity Insurance, which is better?
Guohua Life Insurance Small Champion No.65438 +0 Children's Annuity Insurance:
1 Children's Annuity Insurance has three protection schemes, namely, it is insured until the insured is 22 years old and insured until the insured is 25 years old. The first anniversary date of the policy starts from the age of 30, which can comprehensively cover all large expenditures in different life stages such as college, graduation and marriage.
However, when we start, we can see that the proportion of annuity and the proportion of maturity payment are different with different guarantee periods; If you want to choose to insure until you are 22 or 25 years old, only children born 28 days-1 1 year old can be insured. Suppose the child 12- 13 years old, you can only choose to insure until 30 years old.
And the small champion 1 children's annuity insurance can only be paid in batches, and the lower limit is 100. Even for ordinary families, such insurance requirements will not bring any insurance pressure!
In addition, if the child annuity insurance is not available. 1, a small champion, must be under 13 years old first, and then be in the product sales period. If the product is discontinued, it will not be insured.
If you are interested in the first 1 period of children's annuity insurance for the junior champion, you can't miss this article by Senior Sister:
Look at those who want to buy "No.65438 +0 Children's Annuity Insurance"! Don't miss it before buying! 》
Hengan Standard Jinzhi Qi Hang Education Gold Annuity Insurance:
This product has four payment periods, namely wholesale payment /3/5/ 10 year, and the other is optional insurance before the age of 25 and insurance before the age of 30. The insurance method is very reasonable, and you can choose the most satisfactory insurance scheme according to your own protection needs.
At the same time, the insurance threshold of Jinzhi Qi Hang Education Pension is low. If it is paid in 10 years, you only need to pay at least 5000 yuan every year. Compared with those similar products with easy investment of 10000 yuan or 20000 yuan, the insurance threshold of this product is quite low.
As can be seen from the terms, Jinzhi Qi Hang Education Gold Annuity Insurance is a kind of education gold insurance specially designed for university and continuing education expenses. The guarantee is particularly simple, and it can give a great degree of financial support to children in the process of receiving higher education.
The role of maturity insurance is even broader. It can be used to pay start-up expenses, living allowance, wedding money, down payment for buying a house and a car, etc. And it can be controlled freely.
Due to the limitation of space, this paper has arranged more details about Jinzhi Education Annuity Insurance:
Is the insurance value of Hengan standard Jinzhi Qi Hang education pension worth buying? We must pay attention to these points. "
Second, the senior sister suggested
Through the overall understanding, Guohua Life Insurance No.65438 +0 Children's Annuity Insurance and Hengan Standard Jinzhi Qi Hang Education Annuity Insurance performed well in the coverage content, which not only required less insurance, but also provided better coverage content for these two products.
More importantly, the small champion 1 children's annuity insurance premium is not high, just 100 yuan can be insured. The minimum payment of Jinzhi Qi Hang Education Annuity Insurance is 5000 yuan (only for 10 years)!
However, senior sister suggested that before buying these two products, you should know about other products on the market first, and then choose the one that suits you best after comparison!
So, what annuity insurance products are worth seeing on the market at present? Senior tells you:
"The latest! The eight education funds with the highest rate of return in 2022 have been selected ~ "
Write it at the end
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