Nowadays, there are many online loan products. Many people don't know which one is better and which one to choose when handling online loans. For a long time, people will always ask whether pleasant loans are good or not. Here, I will tell you about pleasant loans.

Here I will introduce the platform strength, loan mode, loan cost and product characteristics of Pleasant Loan. You can use this information to see if pleasant loans are good. Platform Strength Pleasant Loan is the star platform of the current online loan market. It has been listed on NYSE, and is the first overseas listing of Internet finance in China. Therefore, the strength of pleasant loans ranks first in the online lending industry. Loan mode There are three main loan modes for pleasant loans, namely, provident fund mode, salary card mode and extreme speed mode. The provident fund model can be applied with the provident fund, and the maximum credit line can reach 200,000 yuan. The salary card mode can be applied according to the workflow, and the maximum credit line can reach 200,000 yuan. The extreme mode can be applied by credit card, and the maximum credit line can reach 654.38+10,000 yuan. The monthly loan interest rate of the loan fee can be as low as 0.99%, that is, the annualized loan interest rate is as low as 1 1.88%. Product features Pleasant loan has a long term, up to 36 months. In addition, the next payment of pleasant loan is also very fast, and the funds will arrive in 30 minutes at the earliest. Through the above contents, I have introduced the general situation of pleasant loans to you, hoping to help you figure out whether pleasant loans are good or not.

2. Please collect the information of the three enterprises with the highest market share of domestic Internet consumer finance in recent five years?

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There are different opinions about the ranking of the major websites of the Internet financial platform. However, you can find loans in the front row of famous websites. Renren loan is a good choice, so it is very flexible in time and quota.

There are many Internet finance companies, such as P2P companies, Oriental Fortune, lufax, Internet insurance companies and Internet companies.

The organic combination of Internet finance and financial functions relies on the functional financial format formed by big data and cloud computing on the open Internet platform, and its financial market system, financial service system, financial organization system, financial product system and financial model, such as Internet finance, platform finance, information finance and fragmented finance, which are different from traditional finance.

20 16 is called "the first year of compliance management of internet finance". With the implementation of the online lending platform management measures, the internet finance industry has achieved "full coverage" and "penetrating" supervision, and the "barbaric growth" of the internet finance industry in the past three years has come to an end.

According to the China Internet Finance Annual Report (20 16), China currently covers seven major formats, including Internet financial payment, personal peer-to-peer lending, Internet insurance, Internet fund sales, Internet consumption and Internet equity financing. Since 20 15, domestic internet payment services, personal peer-to-peer lending, internet insurance and other services have developed at a constant speed, and the industry has entered a period of rapid development.

Just recently, the internet society of china Information Center of the Ministry of Industry and Information Technology was held in Beijing. At the meeting, the Top Internet Enterprises in China 100 in 20 16 was not only announced, but also discussed with the summit forum. And the release of this list also allows us to see some changes from the internet community.

1)BAT's position is unbreakable, and startups are also catching up quickly.

The top three in Alibaba list. And 4-, Qihoo 360, Sohu, Netease, Ctrip, Vipshop and Suning Shang Yun occupy it. Although 20 16 has seen fierce competition from many internet companies, T's position is still not firm.

2) The Internet financial platform has a strong momentum, accounting for 65,438+00% of the list.

Different from 20 15, internet finance companies have occupied a strong momentum of 10% in the development of online finance industry. The top rankings are the 33rd Pleasant Loan and the 34th Renren Loan. It also includes auction loan, Admiralty Online and so on.

As of 20 16, the successful election has been held for four consecutive years, and it has become an authoritative and influential official selection in the domestic Internet field. The comprehensive analysis method is adopted to evaluate the list, and eight indicators representing the business scale, social impact, profitability, growth speed, technological innovation and social responsibility are set, and the final score is weighted. So as to help enterprises and the public establish their development direction and goals. Through the rapid development of technology companies this year, they also showed the achievements of the development of Internet finance with good performance.

3. Taking Pleasant Loan and Houben Finance as examples, what is the profit model of p2p online lending?

Generally speaking, the financing cost of bank loans is around 10%, and the cost paid to guarantee companies is generally around 3%. Interest on pleasant loans shall be determined by itself within the statutory scope of the state. From 10% annual interest rate. . . As far as I know, pleasant loan is the most formal channel in the country, except for banks, it is basically him. CreditEase is a p2p platform for microfinance under CreditEase, which is similar to other platforms, but it started late compared with this platform. From the offline point of view, CreditEase's model and status can be regarded as the leader in this industry, with a huge credit audit team and strict system. Now there are more and more microfinance companies, which have multiplied several times. Just like e-commerce, many companies copy CreditEase, so I am still optimistic about CreditEase.