Fixed investment of funds is often referred to as "lazy investment law". The original idea of fixed investment method was born for the fund. Fixed investment can lower the cost price of the fund when the fund falls, so fixed investment and fund are a natural combination.

However, many investors have encountered a problem, that is, after starting to invest in funds, the income began to fall all the way. At this time, my mood began to waver. What should I do? Should I cancel the investment?

We suggest not to cancel the fixed investment, but to stick to it. Because as long as the fund price continues to fall, the fixed investment will continue to lower the fund cost. As far as active funds are concerned, why do you need to check the performance of active funds for more than three years? That's because the fluctuation cycle of the whole market is basically a big ups and downs in three or four years.

If you just enter the down cycle, it may take a long time; If the fund has fallen for a long time when you make a fixed investment, then basically the decline cycle of this fund will come to an end. What we have to do is to stick to the fixed investment and not give up because of losses.

There is a theory called smile curve, which perfectly explains the essence of price fluctuation. If you can't stand the decline, it is recommended to look at the smile curve more, so you will have more confidence in the fixed investment.

We know that there are still many friends who choose to buy funds on Alipay because they have not opened a securities account or for convenience. After a period of fixed investment, I want to cancel the fixed investment for various reasons or emergencies. What should I do?

First, open Alipay, enter the financial management page at the lower left of the home page, click Fund Options after entering, enter the fund interface, open the holding page at the lower right and click My Fixed Investment Option. Then select the fund that needs to cancel the fixed investment, click the management option in the upper right corner, and select the termination option in the pop-up menu to cancel the fixed investment of Alipay's funds.

Finally, I want to say a few words: No matter when we started to make a fixed investment, we should not give up and cancel it easily. As long as we insist on fixed investment, we will certainly gain something. Don't flinch just because you keep falling. After you really get through this falling market, you will find that the secret of investment is persistence.