For example, at a high level, the downward trend has just begun, which means that the decline has just begun. At this time, if it falls by 1%, it will cover the position, and the probability is above halfway up the mountain.
Also, if it is in an upward trend, the upward trend has ups and downs. For example, after rising for several days, it fell more than 1%. At this time, although it fell by 1%, the covering position was higher than that of the previous days.
The most effective way is to make a small amount of fixed investment and make up the position manually. For this method, see my top article "Fund Fool's Fixed Investment Dafa", which has a detailed introduction. Welcome to open my home page to watch. There are many other articles and various knowledge points.
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Personally, I tell you from my practical experience that it is not feasible to make up the position in this way.
First of all, we generally want to buy as low as possible, which can minimize our position cost. But every time it falls 1%, it will make up the position. Do you know that the fund will fall the next day after covering the position? If it falls again the next day, why not add more positions the next day? If it falls again on the third day, will it keep adding positions? The key point is that none of us, including fund managers, can predict when we will hit the bottom. I personally increased my position in this way. As long as I fall, I will increase my position. As a result, after a while, I have counted more than a dozen positions. As a result, I made up my position to a relatively low level about two or three times, and the rest were halfway up the mountain.
Secondly, if you cover your position in this way, if the market falls unilaterally, it will easily lead to the situation that the heavy fund has been losing money, which will directly affect our fund investment income.
Thirdly, staring at the plate every day is a waste of energy, and it needs to be filled manually, which is time-consuming and laborious, and the effect is not necessarily good. Many times, if you have something on hand and miss the cover position of the day, the net value of the fund will be calculated according to the net value of the next day.
Fourth, according to the statistical results of relevant authorities, the yield of brainless fixed investment is significantly higher than that of fixed investment.
To sum up, I personally think it is best to set the fund as a smart fixed investment, which is convenient and saves time and effort.
Good funds always rise more and fall less, and poor funds always rise less and fall more. Here, more or less refers to both the number of times and the range of ups and downs. If it falls more than 1%, it will cover the position, and the final result is that there are few good funds and more poor funds. Your position will be a bad fund with a high position and a good fund with a low position. This result is bound to be difficult to make money.
Investment is a very professional thing. If you are not professional enough, you must have discipline. Use discipline to overcome the weakness of human nature and avoid being overwhelmed by intelligence. I personally recommend a fixed investment, with the focus on strictly implementing the fixed investment plan.
There are indeed many friends who use this investment method, but I personally don't recommend it. Let's briefly talk about the shortcomings of this method for your reference.
1. Investment opportunities will be missed during the upward movement of funds.
If this method is adopted, when encountering a bull market, the net value of the fund will generally rise more and fall less, and go all the way well. In this case, obviously you have little chance to buy and miss the rising market of the fund.
2. In the downward process of the fund, it will cause high positions.
If the fund is in the process of decline, sometimes the withdrawal of the fund will reach more than 50%, and it is common for the net value of 1 yuan to fall to 0.5 yuan. In this process, if you increase your position by 65,438+0%, it is easy to keep your position cost at a high level.
This way violates the principle of long-term holding of funds.
Buy when it falls and sell when it rises. This operation method is generally suitable for dealing with short-term fluctuations, while fund investment generally needs to be held for a long time to maximize the income in the volatile market. The handling fee of short-term daily trading funds is relatively high, so this operation is not in line with the fund investment method.
Finally, this method is not entirely undesirable. It is more suitable for the fund to be in a box-type shock market. At this time, when the fund rises and falls, you can get short-term income difference.
For example, in the second half of 2020, the Shanghai Composite Index experienced a five-month box shock between 3400 and 3500 points. People who operate in this way have much higher income than ordinary fixed investment, but this is only a special case and not universal.
It is certainly feasible to make up positions on dips instead of fixed investment, but it will not be better than fixed investment. You might as well think about "why most people admire the fixed investment of funds, instead of using this way of covering positions with a decline of more than 1%". Personally, this investment method has at least two disadvantages:
0 1 does not effectively reduce the cost of holding positions. Obviously, as long as the decline is above 1%, it will cover the position. Why should I say that it cannot effectively reduce the cost of holding positions?
This is because in the process of market operation, funds may be in a downward trend for a long time. If the daily decline is above 1%, it is equivalent to covering positions every day. Can the cost of holding positions really be reduced?
Take the Nuoan Fund as an example. There will be two long-term declines in 2020, and in some cases the decline can even reach more than 7%. If you make up your position every day, you will find that your position cost has been in a relatively high position. If you adopt the fixed investment method, you will find that the position cost will be significantly reduced.
In particular, some funds have a relatively high increase in the early stage, and it is very likely that there will be a long-term decline in the case of plate rotation. The medical fund in 2020 is a good example.
Unable to effectively seize investment opportunities. The above market is unilateral downward, but it will also have a long upward market.
In 2020, the major liquor index funds performed very well, and saw some wry comments. For example, someone commented on the comments of China Merchants Liquor Index Fund that "seeing a 50% increase is a bit afraid of heights, thinking about waiting until it falls, but I didn't expect it to suddenly rise above 100%". Many people think that the risk of buying again will be lower, but some funds that you dare not go to at a certain time may never go up again.
There is no investment in the process of such a long rise, so most of the funds are idle, and no good investment income can be obtained under such a good market.
Of course, China Merchants Liquor began to decline in the past two days, with a decline of more than 1%, but at this time, the valuation of liquor has been extremely high. Do you really dare to add? At this time, the cost of adding positions is probably much higher than that of investors who have always chosen to invest, and the risks they need to bear are also higher.
03 fund fixed investment+bargain hunting is actually the same sentence. Since the fund's fixed investment can be recognized by so many people, it is obvious that the fund's fixed investment is a more suitable investment method for the public. If you think it seems that there are some disadvantages in the fixed investment of the fund, then you can combine the fixed investment of the fund with the way of covering positions on dips. For example, after selecting the fixed investment cycle and fixed investment quota, if it is found that the net value of the fund has fallen sharply before the fixed investment date, then you can choose to manually add positions on this day.
It should be noted that the share of manual jiacang is related to the frequency of fixed investment and the extent of fund decline. Generally speaking, if the fixed investment frequency of the fund is relatively high, then there is not much need to manually increase the share; In addition, the greater the decline of the fund, the more the share of jiacang.
To sum up: the way of covering positions on dips is only applicable to some volatile markets, but the market is changing. Why not choose a better investment method? Finally, I wish you all more benefits in the investment of 202 1. Tips: This article does not constitute investment advice or opinions. The fund is risky and needs to be cautious in investment.
It depends on the specific trend. For the turbulent market, this is ok.
This science is called grid trading, which means buying down and selling up. Applicable to volatile market, that is, the market price fluctuates around a number, which is the central axis of the price.
You can do mechanical operations, buy in stages when you fall, and sell in stages when you rise. This kind of grid trading mode does not depend on people's thinking, and it is completely a programmed behavior. Like fishing nets, take advantage of market fluctuations to buy low and sell high in the grid interval. Earn profits by repeatedly circulating the price difference.
The advantage of the fund's fixed investment is that while saving money, you don't have to pay attention to the market every day, and occasionally look at it to achieve the profit expectation of the harvest.
Grid trading, suitable for volatile market, trading back and forth in several batches to earn fluctuating price difference.
Recently, I have been considering buying a fund to manage my finances, so I dare to answer your question.
First of all, it can be said for sure that your method is more suitable for volatile market, not suitable for bull market and bear market. For example, when the bull market comes, you have been waiting to buy it, and it is easy to keep stepping on the air and get on the bus, and miss the opportunity to make money in vain. In a bear market, it is right to buy more, but if a bull market comes, you won't buy, and you may miss hundreds of points. Live to see a little harvest, sell it and settle down early. Although I earned a little, if I calculate the time cost of funds, I will lose.
The correct way is that you can choose a cycle and make a certain fixed investment every day, week or month, without adding a point, reducing a certain proportion of fixed investment, without reducing a point, increasing a certain proportion of fixed investment, and avoiding stepping on the air or chasing up. With the extension of the time axis, the cost of sharing is getting lower and lower, and the profit space is getting bigger and bigger.
Manual cover-up with a decline of more than 1% is only suitable for one market, that is, a volatile market. August 2020 to 65438+February is a typical volatile market. It would be good if you buy funds in this way at this time.
But funds usually have two other trends, unilateral decline and unilateral rise.
For example, in the second half of the year, there may be three transactions in five trading days a week, which fell by more than 1%, and only rose slightly in the other two days, and lasted for several months. If you add 1%, you need to prepare a lot of money. Moreover, the market has fallen unilaterally, and the more you thank him, you may not have a reversal in the end, but you will blow up the bullet first.
On the other hand, when the market comes, it rarely falls more than 1 point. If you only build a small position, it will be difficult to find opportunities to add positions later. In the end, even if the fund doubles, it won't make much money.
Therefore, my suggestion is to minimize the impact of human factors after the fixed investment is set, so that it can automatically deduct money. If you really want to manually add positions, you can add about 3% of the total funds when a single decline exceeds 2%, and always leave some funds in your hand.
I hope my answer can help you.
Very feasible!
I have terminated all the fixed investment.
To tell the truth, it is uncertain to invest on a fixed date. Why say uncertainty? For example, you set a fixed investment of 100 yuan every Thursday. If the fund you bought just rose on Thursday, then all your fixed investment will be bought at a high point, which is very unfavorable.
And do it yourself every day, take time to look at today's 2: 50 valuation, invest some more when it falls, and it won't take much time to stay put when it rises!
In this way, we can ensure that the investment can be at a lower point every time, and we can eat more meat when it rises later.
So I think it is very appropriate to make up the position when the decline exceeds 1%.
If there are enough bullets, you can also make up a small amount of positions when it falls by 0.5%, depending on your actual situation. Good luck [yi tooth]
Is it feasible for the fund to cover the position only when the decline exceeds 1%? According to my personal experience and the comprehensive summary of the learning process, although this method is feasible, there is absolutely no way for you to really practice it, and you may even give up in panic. Why? Let me tell you why.
First, the fund may fall for three days a week and rise for two days. Except holidays, there are basically five trading days in a week. If it falls for three days in five trading days a week, the decline exceeds 1%, which is equivalent to adding positions three times a week and 10 times a month. If your wallet is really thick enough and has enough liquidity to make up the position manually, then you don't have to be afraid of the frequency of falling and adding positions. Because it is held for a long time, if you insist on filling the position manually, there will definitely be a smile curve behind it. However, you don't have enough funds to support your high-frequency jiacang, and this method of artificial fixed investment will not apply to you.
Second, in case of negative market, it may fall by 15 days a month and fall by 20 trading days. You must be irresistible at this time. Your belief in manually covering positions has also been passively shaken, because what you see is a downward trend all the way, and there is no hope of rising. Every day, I see that my money is losing money and getting less and less. Not only will you stop covering your position manually, you may even sell a stop loss.
Third, when it comes to the end, we still have to sum up. Investment is also a test of people's faith and emotional control. If you can control your thoughts and stay firm, investment will definitely bring you sweet fruits in the end.