Most nucleic acid tests can be covered by medical insurance, and nucleic acid tests are included in medical insurance projects. Daily nucleic acid detection can be paid by medical insurance card. Relevant policies show that the current regulations will continue to be implemented for those who have completed the medical examination, and the cost of testing will be borne by the medical insurance fund and finance. Generally speaking, if there is an epidemic situation here, nucleic acid testing will be organized, without self-expense, and it will be borne by the state. If you do nucleic acid testing in a private hospital, you often don't need medical insurance. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

People's Republic of China (PRC) Social Insurance Law Article 2 The State establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To ensure citizens' right to receive material assistance from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.