the medical insurance card can be reimbursed for taking medicine.

when the medical insurance card purchases drugs at designated pharmacies, if the drugs are in the basic medical insurance drug list, the expenses can be reimbursed. The reimbursement rate of Class A drugs is usually 1%, while that of Class B drugs is between 7% and 8%. The expenses of Class A drugs can completely enter the scope of medical insurance reimbursement, while Class B drugs require individuals to bear a certain proportion of the expenses first, and the rest can be reimbursed. Medical insurance cards are divided into individual accounts and co-ordination accounts. The funds in individual accounts can be used to pay outpatient expenses and buy medicines, while the co-ordination accounts are managed by the medical insurance center to pay the expenses that meet the local medical insurance reimbursement regulations.

Rules for the use of the medical insurance card:

1. The basic function of the medical insurance card is to pay medical expenses directly by swiping the card when seeking medical treatment or purchasing medicines in designated medical institutions;

2. Personal account management: the medical insurance card is associated with a personal account, which is used to record the medical insurance expenses and medical consumption paid by individuals;

3. reimbursement process: when the medical insurance card pays for medical expenses, part of the expenses can be paid directly by the medical insurance fund, and the rest will be borne by the individual;

4. Use in designated pharmacies: When purchasing medicines in designated pharmacies, the medical insurance card can be reimbursed for medicines in the medical insurance drug list;

5. Information inquiry: Cardholders can inquire personal medical insurance information through medical insurance cards, including payment records, account balance, etc.

to sum up, the medical insurance card can be reimbursed when purchasing drugs at designated pharmacies, with the reimbursement rate of Class A drugs being 1% and that of Class B drugs being 7%-8%. The funds in individual accounts can be used to pay outpatient expenses and buy medicines, while the overall account is managed by the medical insurance center to pay the expenses that meet the local medical insurance reimbursement regulations.

Legal basis:

Detailed Rules for the Implementation of the Social Insurance Law of the People's Republic of China

Article 8

If the medical expenses incurred by the insured in the agreed medical institutions meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities, they shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, they can seek medical treatment in non-agreement medical institutions; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.