1。 Need money
2。 Achieve your target rate of return
3。 I am not optimistic about China's stock market and economy, and think that once the stock market falls, it will never turn back.
4。 He has rich experience in stock and fund operation, and thinks that he can grasp the ups and downs of the stock market and redeem the fund as a band.
5。 I intend to switch to other investment products.
In fact, ordinary investors don't need to care about the short-term fluctuation of funds. The fund company is a professional organization and will take care of it for you. Long-term investment, when you need money, consider redeeming it, which will get the greatest benefit.