1. Market fluctuation risk: The price of gold QD fund will be affected by the price fluctuation of gold market. If the gold market price falls, the net value of the fund will also fall. This means that investors may lose money.
2. Cost: The management cost and transaction cost of gold QD fund are relatively high. Investors need to bear these costs, which may reduce their total return.
3. Gold price fluctuation: Although gold is considered as a safe-haven asset, it is still affected by factors such as market supply and demand, which may lead to large price fluctuations. Therefore, investors need to pay attention to the volatility of gold prices and consider appropriate risk management strategies.
4. Currency risk: If gold QD funds invest in overseas markets, exchange rate fluctuations may affect their returns. Therefore, investors need to pay attention to the market and currency risks of fund investment.
5. No income: Compared with other investment products, gold itself does not generate interest or dividends. Therefore, the return of gold QD fund mainly comes from the rise of gold price, not from income.