Don't sell funds in a bull market. Funds and stocks run in the same direction. Fund assets are allocated in a basket of stocks. When the stock market is good, funds can generally achieve excess returns. When stocks are bull markets, funds are generally bull markets.

Moreover, the fund itself has the property of dispersing risks, so it is best to allocate stocks and funds at the same time in a bull market. The rise of funds mainly depends on the management level of the stock market and fund managers.