Wind statistics show that the management scale of short-term debt funds was 0.5 trillion yuan at the end of 20021,and by the end of the first quarter of 2024, the scale of short-term debt funds had reached1201300 million yuan, increasing by194.6 billion yuan in a single quarter. Why are short-term debt funds so popular?

The growth of short-term debt funds is the result of multiple factors-

First, interest rates continue to decline, wealth management breaks foreign exchange, market volatility intensifies, and people's demand for sound wealth management products continues to heat up. Short-term debt-based metals represent pure debt funds and do not invest in stocks, convertible bonds, etc. , and away from the stock market fluctuations, showing strong seismic capacity. Investors will join short-term and medium-term debt funds with pure debt to conduct diversified asset allocation.

Second, it is better than liquidity. Compared with the general long-term bonds with the main investment period of more than 65,438+0 years, the remaining period of bonds invested by short-term bond funds is generally less than 65,438+0 years, and the purchase and redemption methods are more flexible. Take the short-term and medium-term debt of Huian under Huian Fund as an example. At present, it can be redeemed every trading day, and the confirmation date of buying and selling is T+ 1, which is earlier than the redemption of ordinary bond funds on T+2 1 day, meeting the demand of capital flow.

Risk warning: The information is for reference only, not as a basis for recommendation. The market is risky and investment needs to be cautious.