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Is the medical insurance payment the same as the retail price?

sometimes it is higher than the suggested retail price, and sometimes it is lower than the suggested retail price

The medical insurance payment price is the retail price of drugs when the medical insurance fund settles the medical expenses with hospitals and pharmacies. The medical insurance payment price refers to the rest of the medical insurance premiums paid by all employers for employees in a certain area, after deducting the personal accounts. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is included in the personal account and the other part is used to establish the overall fund.