1.3 million yuan, what is the daily income from buying a fund?
How much does 30 thousand buy a fund to earn a day? There is no clear answer to this question, mainly for the following reasons:
1. Different types of funds have different expected returns.
As we all know, according to the different investment targets, funds can be roughly divided into money funds, bond funds, hybrid funds and equity funds. Different types of funds have different expected returns. For example, the expected return of money funds is smaller than that of equity funds, and the balance treasure in Alipay is one of the money funds. In Yu 'ebao, the income of 10,000 yuan a day will not exceed 1 yuan, which means that if 30,000 yuan is transferred to Yu 'ebao, the expected income of one day will not exceed that of 3 yuan.
2, the fund's rate of return is constantly changing.
The fund's rate of return has been changing and adjusting. It may rise by 5% today and fall by 6% tomorrow. It may fall for a while, or it may rise for a while. Because the fund's rate of return is constantly changing, it is impossible to calculate the exact value of each day.
3. The fund may lose its principal.
Funds do not guarantee principal and interest, so if you buy a fund for 30,000 yuan, the daily income may be negative, and the fund may lose its principal. Therefore, you should not only consider how much income you can earn, but also consider whether you will lose the principal.
For example, if an investor buys a fund of 30,000 yuan and the fund increases in value by 10%, then the investor can get: 30,000 yuan *10% = 3,000 yuan. Fund income = principal * rate of return-handling fee.
Second, is the fund's income large?
Generally speaking, the expected rate of return of funds is not high. Different types of funds have different expected returns. For example, the expected return of the money fund is relatively stable, with little fluctuation, but the return is not high. The income of stock funds is unstable and fluctuates greatly, and the expected income is relatively high. Expected return and risk correspond, and high return must correspond to high risk, but high risk does not necessarily bring high return.
Take equity funds as an example. Equity funds are risky, but they may not have high expected returns, but they will lose their principal. Investors who are also equity funds may have high returns and some may not. Even for the same fund, the expected return may be different due to different trading methods, so the expected return is not fixed.