Yingyong Monetary Fund is a money market fund and a low-risk securities investment fund. The risk and expected return of the fund are lower than those of equity funds, hybrid funds and bond funds.

A fund is a reserve of funds or a special appropriation for starting, maintaining or developing a cause. Broadly speaking, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations.