Which is better, Yu 'ebao Monetary Fund?
There are many kinds of money fund products of Yu 'ebao, and there is no absolute difference between good and bad, but the suitable people are different. When buying money fund products, investors should consider their own needs and choose the most suitable money fund products.
For example, Bank of China salary wallet currency and E Fund Zengjinbao currency A both belong to a kind of money fund in the balance treasure, belonging to a low-risk type. The recent 10,000-share income and 7-day annualized rate of return are as follows:
(Source: Bank of China Salary Wallet Currency)
(Source: Yifangda Zengjinbao Currency A)
Judging from the recent income of BOC salary wallet currency and E Fund's money A, the income of E Fund's money A is more stable. Among them, the daily annualized rate of return of Efund-enhanced currency A7 is maintained at around 2. 1%, while the 7-day annualized rate of return and 10,000-share income of BOC salary wallet currency fluctuate greatly. Comparatively speaking, Yifangda Zengjinbao Currency A is more suitable for people who pursue stable income.
Of course, when investors choose money funds, they can't just look at them from the above angles. In addition to looking at the 10,000-share income and the 7-day annualized income of the money fund products, we also need to pay attention to the following points:
1 risk level of the money fund.
2. The historical income of the Monetary Fund.
3. Is there a handling fee for the subscription and redemption time of the Monetary Fund?
4 companies that issue money funds and fund managers of money funds.
5. Distribution of monetary funds.
In short, choosing a good money fund often requires investors to treat it with caution, and only the one that suits them is the best.