A lazy fund is a description of a fund that is managed by professionals and investors only need to invest.

Three steps for lazy fund management: (1) No matter how lazy you are to sow, you have to sow. If you are too lazy to sow, then there will be no harvest.

First, summarize your own income and expenditure status to understand the amount of funds you can invest and your risk tolerance.

Next, you can choose different types of funds according to your own risk tolerance, and you can also carry out fund combinations. In line with the principle of avoiding risks, it is better to carry out fund combinations.

Finally, choose a fund management company to purchase funds based on your own portfolio.

(2) Work hard to choose the right time to buy.

The types of investments vary depending on the type of fund, but always invest in one or more of stocks, bonds, central bank bills and deposits.

The stock market is highly volatile, so you need to grasp the timing of your purchases.

If you buy a fund when the stock market is down, the net value of the fund is lower at this time, and you can buy more shares with the same amount of currency than usual.

(3) When the Shanghai Composite Index rises in the harvest and redemption stock fund, you can generally earn more than if you make no choice; if you choose to convert to a currency fund first and then redeem it, you will receive it faster and earn more than if you redeem it directly.

Some.

Bond funds and money market funds can be redeemed when needed, and generally there is no need to choose a time.

Lazy person fund financial management is actually that simple. It seems very complicated, but in fact it is just a matter of doing it. Other banks and fund companies have done it for us.