Personal finance refers to making a reasonable personal finance plan according to the financial situation and participating in investment activities appropriately. Personal financial investment includes: stocks, funds, national debt, savings and so on. Personal finance in the modern sense is different from simple savings or investment. It includes not only the accumulation of wealth, but also the protection and arrangement of wealth.

The importance of personal finance:

The core of wealth protection is risk control, that is, when one's life and health are in an accident, or the economic environment is in major adverse changes, such as hyperinflation and a sharp drop in exchange rate, the living standards of oneself and one's family will not be seriously affected.