What is the redemption rate of the capital preservation fund?
How about a capital preservation fund?
Capital preservation funds fluctuate with global macroeconomic changes and are more flexible than wealth management products. It is a balanced fund, with fixed expected annualized expected return assets in the portfolio, and the relative risk is low. Compared with stock funds, the market has less influence on them, but the income of capital preservation funds is not worse than that of stock funds. Theoretically, the capital preservation fund has a capital preservation strategy. The basic logic of this strategy is to buy bonds and other products with fixed expected annualized expected returns, accumulate some so-called "safety mats", and then invest in equity to earn flexible money.
How to choose a capital preservation fund?
Choosing a capital preservation fund can refer to the past performance of the fund manager, and at the same time understand the level of the fund manager and fund company, and then choose which product. General fund companies rank higher, and fund companies with long brands are more reliable. To judge the quality of a fund company, we need to collect materials from prospectus, fund quarterly report, annual report, opinions and other aspects to study its main management team, research team, investment philosophy, investment procedures, internal control and so on.
Ranking of expected annualized expected return of fund capital preservation in recent 6 months:
Risk comparison of graded bond funds