Because the fixed investment period of the fund is relatively long, usually in 5-7 years, different admission opportunities also lead to the difference in the cost of holding positions. Generally speaking, it is hard to say whether it is a profit or a loss.
Many investors may still lose money on their books after insisting on fixed investment for several years, which is also related to market performance. However, for fund investment, fixed investment is a relatively safer investment method, because insisting on small long-term fixed investment disperses risks and dilutes input costs.