1, some regions or policies stipulate that the balance of medical insurance card should be cleared at the end of each year. This means that if the balance of the insured's medical insurance card is not enough to pay the medical expenses of that year, the balance in the card will be cleared at the end of the year.
2. Other regions or policies stipulate that the balance of medical insurance cards can be accumulated to the next year. This means that if the balance of the insured's medical insurance card is not enough to pay the medical expenses of the current year, then the balance in the card can be used in the next year.
Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank.
Medical insurance card function:
1, which is convenient for the insured to see a doctor. The insured who holds the medical insurance card can directly use the balance in the card to settle medical expenses in medical institutions, without having to pay cash again or provide other payment vouchers.
2. Promote the development of medical and health undertakings. The use of medical insurance card can promote the development of medical and health undertakings, improve the quality and efficiency of medical services, and provide better medical services for the insured.
3. Protect the rights and interests of the insured. The use of medical insurance card can protect the rights and interests of the insured, avoid poverty caused by illness, reduce the occurrence of social injustice, and maintain social fairness and stability.
4, easy to manage and supervise. The use of medical insurance card can facilitate management and supervision, and the government and medical insurance fund can know the medical treatment and medical expenses of the insured in time, so as to better manage the medical insurance fund and optimize the medical insurance policy.
Refer to the above content: Baidu Encyclopedia-Medical Insurance Card