There is no need to pay maintenance funds when transferring a second-hand house.

1. According to the "Measures for the Management of Special Residential Maintenance Funds", when the ownership of a house is transferred, the owner shall explain the deposit and balance of the special residential maintenance funds to the transferee and issue a valid certificate.

The funds are transferred with the ownership of the house.

The transferee should wait until the special account management bank to go through the name change procedures for the separate account with the agreement on the transfer of the special residential maintenance fund, the house ownership certificate, and the ID card.

If the maintenance fund invoice is lost, the owner can go to the real estate archives to retrieve the bottom copy and make a copy, and then keep another copy.

Second, many people now tend to only pay attention to the specific aspects of the house when buying a house, and ignore the problems that may arise in the future. For example, the house maintenance fund that people are familiar with recently may not necessarily be used when buying a house, but it will not be used in the future.

Know when you need it.

Extended information: Repayment methods: 1. Equal principal and interest This is the most common method and is also the long-term recommended method by most banks.

Add the total principal and interest of a mortgage and spread it evenly over each month of the repayment term.

As a repayer, you pay a fixed amount to the bank every month, but the proportion of principal in the monthly repayment increases month by month, and the proportion of interest decreases month by month.

2. The so-called equal principal repayment is also known as the interest-following principal repayment method, and the equal-amount principal repayment method.

The lender spreads the principal into each month and pays off the interest between the last transaction day and the current repayment date.

Compared with equal principal and interest, this repayment method has lower total interest expenses, but more principal and interest are paid in the early stage, and the repayment burden decreases month by month.