1, the average annualized rate of return of pure debt funds is generally between 3~4%.
2. The average annualized rate of return of partial debt hybrid funds is generally between 5% and 6%.
3. The average annualized rate of return of the stock-debt balance fund is generally between 10%- 15%.
4. The average annualized rate of return of bond-enhanced funds is generally around 20%~25%, but according to the stock market, the market may exceed 20% in good times and may lose 20% in bad times. Some fund managers with outstanding ability may earn about 30% or 60% a year.
Compared with money funds, bond funds have relatively high returns, but because bond funds are divided into different types, pure bonds have the least risk and the same returns, while bond-enhanced funds have the greatest risk and the greatest returns. Of course, this is a good situation. If the market is not good, you may lose money.
When investors choose bond funds, they should not only consider the rate of return, but also ignore its risks. Generally speaking, the rate of return and risk are positively related. The higher the general rate of return, the higher the risk. Secondly, we should consider our own risk tolerance and choose bond funds within our tolerance.