If the fund loses 5%, then we don't have to worry at this time. First of all, let's not make any changes and continue to hold funds. Because it is quite normal for funds to lose 5%, some funds can lose 5% or more a day when the market is not good. Therefore, at this time, we should change constantly, and don't rush to throw out the funds in our hands.

In the process of continuing to hold this fund, if it is found that the fund continues to fall, then we can continue to cover the position when it falls. Personally, I feel that when the fund continues to fall 10%, I can make up my position appropriately, so that when the fund rises in the future, I can earn more. If the fund is still falling, but it falls to 15%, it is necessary to continue to cover the position, and the amount of covering the position should be slightly larger. All in all, the more the fund falls, the more it has to cover its position.

Although the fund is in a state of decline at this time, there will definitely be a good market in the future, and when the good market comes, the fund will rise very fast. By then, we will turn losses into profits, which will only take a few days. However, when the fund loses about 5%, the holders need not care too much, because the normal fluctuation range of the fund market is basically around 5%.

If the loss range of the fund reaches 15%, or even more, then you should pay attention at this time. In short, if the fund loses only 5%, there is no need to operate at this time. We just need to wait patiently for the fund market to rebound. If you can't even accept a loss of 5%, then you are not suitable for fund financing, because investment itself is risky. In this case, you can consider buying bank wealth management products, which is a relatively stable investment method.