hello!

there is no comparability between the two, so of course 475 is chosen.

the reasons are as follows: the choice of a monetary fund should not be based on short-term performance, and the real-time annualized rate of return of seven days is meaningless, which is easily disturbed by the fluctuation of one day, such as 291. It depends on the cumulative income of three months, six months and one year, which is the embodiment of strength. Unfortunately, 291 is not one of them.

475 is a new fund. It has just opened its subscription and has been operating in a closed mode before, so we can't see the real operational strength. However, we can refer to other money funds under Guangfa Fund, and their long-term performance is better than 291. Several money funds under Guangfa are managed by one team. I believe it is not a problem for this fund to continue its previous performance.

if you don't understand anything, you are sincerely welcome to ask; If you are lucky enough to help you, please adopt it in time! Thanks!