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Fund net value difference of 0.5
Not necessarily. It depends on the type of fund. Like many index funds, there are very few funds with more than 2 points.

This important thing chooses its own time, buys low and sells high, and is not suitable for long-term holding.

Moreover, many index-based grading foundations are converted at 0.5 and 1.5 (rectified at the end of last year), and that kind of net value will not be very high.

If for an actively managed hybrid fund, the performance of six years 1.5 may be average, it still depends on the specific situation.