1, make money.
If the market of the fund was very poor at that time, and the fund kept falling, but it had been falling for some time, and the fund was at a relatively low level at this time, and investors did not choose to redeem the fund, but if the follow-up fund began to rebound and the increase of the fund was still relatively high, then it would be possible to earn back the money lost by the previous fund and still make a profit.
Step 2 lose money
If the fund market is not good, the fund has been in a state of decline, but investors have not chosen to redeem the fund at this time, then there may be losses. If the fund has been falling, it means that the quality of the fund is not good. If the stop loss is not timely, then the subsequent losses will be more and more, and the losses will be heavy.
Trading funds, like trading stocks, essentially earn the difference. You can't make money by holding the fund all the time, nor can you make money by holding it for a short time. Fund investment also has certain risks. When the market is bad, the fund may fall off the cliff. If investors lose a lot in the early stage, it is more difficult to return to the capital in the later stage. Therefore, when the fund loses money, investors should learn to analyze the market, stop losses in time and formulate countermeasures.
The main factors affecting the fund's rise and fall are:
1, investment target
The trend of the fund will be influenced by its investment target. For example, when the constituent stocks of stock funds are in the rising channel, it will drive the fund to rise, while when the constituent stocks of the fund are in the falling channel, it will lead to the fund's decline.
2. Fund managers
The performance of fund managers reflects the investment level of fund managers. A fund manager with high investment level will attract investors to buy in the market, thus promoting the fund to rise; If the fund manager's investment level is low, it will lead investors in the market to wait and see or sell, resulting in a decline in the fund's net value.
3. The quality of the fund itself
Good fund performance can attract investors to buy and promote the fund to rise; On the contrary, it will fall.