# College Entrance Examination # Introduction I didn't learn from Erdos Audio-visual Education Museum that the student financial aid policy for higher education in Erdos, Inner Mongolia in 22 has been released. In order to facilitate candidates to know the situation, the relevant matters are hereby notified as follows:
1. Student credit loan policy of China Development Bank
1. What is student credit loan?
Answer: Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible freshmen and students in colleges and universities with financial difficulties, which is handled in the flag area where the students are registered before entering school. Student loans are credit loans, and there is no need for guarantee or mortgage. Students and their parents (or other legal guardians) are * * * the same borrowers, and * * * are both responsible for repayment.
2. which students can apply for student-origin credit loan?
A: The loan targets are undergraduate students, graduate students and second-degree students from full-time undergraduate colleges, higher vocational schools and junior colleges (the list of schools is subject to the announcement of the Ministry of Education and is filed and valid in the student loan system of China Development Bank).
3. What are the conditions for applying for student-origin credit loan?
A: (1) Students must meet the following requirements:
1. They have the nationality of the Chinese people;
2. Honest and trustworthy, law-abiding;
3 Freshmen, graduate students and second bachelor students who have been formally admitted to full-time undergraduate colleges, higher vocational schools and colleges in and out of the central government, which have approved the establishment and implementation of higher education according to the relevant provisions of the state, and have obtained a true, legal and effective admission notice;
4 The students' pre-school household registration and their parents' (or other legal guardians') household registration are all in the same county (city, district);
5 families are in financial difficulties, and the income they can get is not enough to pay the tuition and accommodation fees needed to complete their studies during their school days.
(2) Students' families should meet the following conditions:
1 No bad credit record;
2 Family financial difficulties should generally meet one of the following basic characteristics:
a. Poor households in rural and pastoral areas, low-income households, and poor households who have set up files;
B. Families of orphans and disabled people;
C. Suffering from natural and man-made disasters, resulting in heavy losses, unable to afford students' fees;
D. Family members suffer from serious diseases;
e. the main income creator of the family loses the ability to work for some reason;
F. Single-parent families with no stable income;
g. poor families in old, young, marginal, poor and remote rural and pastoral areas;
H. Families where one or both parents are unemployed;
i. Other poor families.
4. what is the purpose of student-origin credit loan?
a: in principle, student-origin credit student loans are used to borrow students' tuition and accommodation fees. When the loan amount is higher than the actual demand for tuition and accommodation, the rest can be used for students' living expenses.
5. what is the amount of student credit loan?
A: The annual loan amount applied by full-time college students (including students with second bachelor's degree and higher vocational education) is no more than 8, yuan, which is not lower than that of 1 yuan; Full-time graduate students each apply for a loan amount of no more than 12, yuan per year, not less than that of 1 yuan.
6. what is the loan term of the student-origin credit student loan?
a: in principle, the loan term is determined according to the full-time undergraduate and postgraduate educational system plus 13 years, with a minimum of 5 years and a maximum of 2 years.
7. what's the interest rate of student-origin credit loan? How to charge interest?
a: the loan interest rate is subject to the benchmark interest rate of the People's Bank of China for the same period and grade, and is adjusted once every December 21st.
the loan interest is collected annually. Students' interest during school is paid by the full financial discount, and the interest after graduation is borne by students and parents. Interest will be calculated on an annual basis from September 1st of the year of graduation. The calculation formula of interest that students should bear in the year of graduation is: contract amount * days * interest rate /36.
8. what materials do I need to apply for a student-origin credit loan?
a: university admission notice (or student id card), student id card, borrower id card, household register, loan application form, etc. Students should keep the original certificate and provide a copy.
9. where can I apply for the student-origin credit loan? When will it be processed? When can the funds be released?
a: loan students apply and apply at the student financial assistance management center of the flag district education and sports bureau where their household registration is located. The national student credit loan is applied, approved and issued annually. The processing time is from August to September every year. The funds will be distributed in the middle of November each year.
1. what are the consequences of default when the student-origin credit student loan fails to pay back the money when it expires?
a: (1) if the loan principal and interest are not repaid as agreed in the loan contract, the borrower shall pay a penalty interest according to the overdue principal amount and the overdue days. The penalty interest rate is 1.3 times of the loan interest rate.
(2) The Development Bank will enter the default information of loan students into the personal credit information system of the People's Bank of China in accordance with the relevant provisions of the Regulations on Credit Information Management (the State Council Order No.631).
11. what is the process of handling student credit loan?
student online service system www.csls.cdb.com.cn
China Development Bank's student loan service hotline 95593
Second, the enrollment subsidy policy for students from poor families in colleges and universities in Inner Mongolia
1. Who are the recipients?
A: (1) Freshmen: Starting from the fall semester of 218, freshmen from ordinary colleges and universities have been officially admitted by the education entrance examination department, and the children of urban and rural low-income families with household registration in the autonomous region and children and orphans from poor families with established files on September 1st of that year were admitted.
(2) Students studying: Full-time undergraduate students (excluding those who entered school before 218) who are children of urban and rural low-income families registered in the autonomous region, children of poor families and orphans on September 1st of the school year after 218.
Note: Students who meet the requirements of minimum living allowance, setting up a file and establishing a card, and being orphaned at the same time will not enjoy the subsidy policy again.
2. what is the funding standard?
A: Students (including preparatory students) who have been admitted to undergraduate courses in ordinary colleges and universities and meet the above conditions will be subsidized from the year of admission, with a subsidy of 1, yuan per academic year, and the cumulative subsidy will not exceed 4, yuan; Students (including preparatory students) who are admitted to colleges or higher vocational colleges and meet the above conditions will be subsidized from the year of admission, with a subsidy of 1, yuan per academic year and a cumulative subsidy of no more than 3, yuan. Apply for review and issuance by year.
3. when will it be processed? Where can I go to handle it?
a: every year from August 1st to September 1th, you can register at the Student Financial Assistance Management Center of the Education and Sports Bureau in the flag area where your household registration is located (individual flag areas require students to be present in person and take photos on the spot). The system of applying once a year and approving once a year will be implemented, and the funding will be distributed according to the academic year.
4. what information should I prepare to apply for this grant?
Answer: (1) One original and one copy of the college admission notice (freshmen), student ID card (students in school), household registration book, ID card, low guarantee (or orphan card, poverty alleviation manual with filing card, etc.).
(2) One copy of the bank card required by the Banner District Funding Center.
(3) One 2-inch photo of the student himself.
Note: If there are false reports or repeated applications (repeated applications across years, regions and batches), the eligibility for assistance will be cancelled once found.
Third, the subsidy policy for college students from urban and rural low-income families in Ordos City
1. Who are the students to be subsidized?
A: Since the fall semester of 212, full-time master students, undergraduates and junior college students from Ordos urban and rural low-income families who have been admitted to domestic colleges and universities by taking the national college entrance examination and by taking the national postgraduate entrance examination.
2. what is the subsidy standard?
A: Full-time graduate students are 7, yuan per academic year, undergraduates are 5, yuan per academic year, and junior college students are 3, yuan per academic year.
3. when will it be processed? Where can I go to handle it?
a: every year from August 1st to August 31st, you can register at the Student Financial Assistance Management Center of the Education and Sports Bureau in the flag area where your household registration is located (individual flag areas require students to be present in person and take photos on the spot). The system of applying once a year and approving once a year will be implemented, and the funding will be distributed according to the academic year.
4. what information should I prepare to apply for this subsidy?
a: (1) the original and one copy of the student's admission notice (or student id card).
(2) Low guarantee issued by the Civil Affairs Bureau.
(3) The original and one copy of the household registration books of students and parents (if the household registration books of students and parents are not in the same household registration book, birth certificates are required, etc.).
(4) Original ID cards of students and parents, one copy each.
(5) One 2-inch photo of the student himself.
(6) One copy of the bank card required by the Banner District Funding Center.
Note: If there are false reports or repeated applications, the eligibility for assistance will be cancelled once found.
iv. financial aid policies for students with financial difficulties from urban and rural families in Erdos
1. Who are the recipients?
A: Since the fall semester of 215, Ordos-born college students with financial difficulties in urban and rural families (including "3+2" students transferred to higher vocational colleges through the unified enrollment of autonomous regions), undergraduate students and full-time master students who have been admitted to domestic colleges and universities through the national college entrance examination and the national postgraduate entrance examination.
"Family financial difficulties" refers to the following situations:
(1) The students themselves are orphans. (If it is linked with the autonomous region's orphan college students' subsidy policy, it will be low if it is high, and there will be no repeated subsidy)
(2) The students themselves are martyrs' children.
(3) The student himself is a child of a single-parent family (one parent died or his parents divorced, etc.) and the monthly per capita income of the family is below 2% of the local minimum living standard.
(4) Children of families whose parents or students have severe disabilities of Grade II or above and whose monthly per capita income is below 2% of the local minimum living standard.
(5) Family children whose parents or siblings (including students themselves) suffer from serious diseases and their monthly per capita income is below 2% of the local minimum living standard. Serious and serious diseases refer to the 25 kinds of serious diseases specified in the Notice of Ordos Poverty Alleviation and Development Office of Ordos Health and Health Committee and Ordos Medical Security Bureau on Printing and Distributing the Work Plan for Health Poverty Alleviation in Ordos City in 219 (E Wei Jian Fa [219] No.2) (for all students who meet the requirements for funding due to serious diseases). In the future, the types of serious diseases will be adjusted according to the new measures issued by the health and family planning departments.
(6) Family children who have suffered from major disasters or natural disasters and their monthly per capita income is below 2% of the local minimum living standard.
Special note: "The monthly per capita income of a family is below 2% of the local minimum living standard" means that the monthly per capita income of a family is close to the minimum living standard and lower than the "double minimum living standard".
(7) College students (including 3+2 vocational students), undergraduates and full-time master students (including Mongolian master students) from poor families who are not eligible for the enrollment subsidy policy for students from poor families in ordinary colleges and universities in the autonomous region.
2. what is the subsidy standard?
A: Full-time postgraduate students are RMB 5, per academic year, undergraduate students are RMB 4, per academic year, and junior college students are RMB 3, per academic year.
3. when will it be processed? Where can I go to handle it?
a: every year from August 1st to August 31st, you can register at the Student Financial Assistance Management Center of the Education and Sports Bureau in the flag area where your household registration is located (individual flag areas require students to be present in person and take photos on the spot). The system of applying once a year and approving once a year will be implemented, and the funding will be distributed according to the academic year.
4. what information should I prepare to apply for this grant?
a: (1) the original and one copy of the student's admission notice (or student id card).
(2) The original and one copy of the household registration books of students and parents (if the household registration books of students and parents are not in the same household registration book, birth certificates are required, etc.).
(3) Original ID cards of students and parents, one copy each.
(4) One 2-inch photo of the student himself.
(5) One copy of the bank card required by the Banner District Funding Center.
(6) For orphans, the original and photocopy of the orphan certificate issued by the Civil Affairs Bureau of the flag area where the household registration is located shall be provided.
(7) For children of martyrs, the original and photocopy of the martyr's card issued by the Civil Affairs Bureau of the flag area where the household registration is located shall be provided.
(8) Children from single-parent families must provide information such as parents' divorce or death of one parent, and personal letters of aided students, etc. issued by the civil affairs bureau or public security bureau, court and other departments in the flag area where the household registration is located.
(9) The children of families with disabilities of Grade II or above must provide the original and photocopy of the disability certificate issued by the Disabled Persons' Federation in the flag area where the household registration is located, and the personal book of the aided students.
(1) If a parent or sibling (including the student himself) suffers from a serious illness, he/she must provide the relevant disease identification materials issued by the flag health bureau where his/her household registration is located, and the personal book of the aided student, etc.
(11) Children of families who have suffered from major disasters or natural disasters must provide descriptions of the disaster situation and economic losses issued by Gacha (village, community) and Sumu (township, town, sub-district office) in their places of residence, and personal books of the aided students.
(12) Children of poverty-stricken families who have established a file card must provide poverty alleviation manuals and other relevant materials issued by the poverty alleviation office in the flag area where their household registration is located.
Note: If there are false reports or repeated applications, the eligibility for assistance will be cancelled once found.
v. subsidy policy for Mongolian college students from Ordos
1. What is the subsidy standard?
a: the "double first-class" construction discipline and the original "211 Project" colleges and universities in China cost 7, yuan per student per year; Ordinary undergraduate students 5 yuan per year; College students are 3 yuan per year. (The Ethnic Affairs Commission is specifically responsible)
Note: If there are false reports or repeated applications, the eligibility for assistance will be cancelled once found.
Special note: Students in higher education who meet the funding requirements are entitled to only one funding policy and no repeated funding according to the principle of "high is not low".
Students, parents and friends, if you have any questions about the student financial aid policy, please call the following number for details, so as to be vigilant and beware of network and telecom fraud!
Ordos Student Financial Assistance Management Center 477-8598833
Dongsheng District Student Financial Assistance Management Center 477-8582399
Dalad Banner Student Financial Assistance Management Center 477-521419
Zhungeer Banner Student Financial Assistance Management Center 477-39714
Etuoke Qianqi Student Financial Assistance Management Center. Financial aid management center 477-621326
Hangjinqi Education Development Fund Management Center 477-6622421
Wushenqi Student Financial Aid Management Center 477-7586978.