loan conditions of China CITIC Bank

1. The borrower has a valid identity certificate and a local residence certificate.

2. Have a stable working income and the ability to repay the principal and interest of the loan.

3. Have a good credit record.

4. There are assets collateral that can be mortgaged or pledged as recognized by CITIC Bank.

5. The purpose of the loan is clear, and it is used for decoration, tourism and commodity purchase. Not including housing and cars.

6. Relevant certificates shall be issued for the corresponding purposes.

7. Meet other requirements of CITIC Bank.

CITIC Bank loan application materials

1. ID card and household registration book. Applicants with non-local household registration should have a stable job in the local area and have lived for more than one year;

2. I or my family members have real estate in the local area;

3. Marriage certificate (copy of both husband and wife/original); Single should provide single proof (civil affairs bureau to produce proof); Divorce should provide divorce certificate or court judgment and proof of not remarriage;

4. proof of income; (official seal or financial seal)

5. Employees of civil servants, institutions and state-owned enterprises are required to provide details of the bank accounts of the issuing bank in the past three months (the payroll must be stamped with the official seal or financial seal of the unit); Employees of private enterprises need to provide the salary table for the past three months and the bank card details or family passbook of the issuing bank; Individual industrial and commercial households are required to provide the business license (after annual inspection), national tax and local tax registration certificates, and tax receipts for the last three months. If the loan amount exceeds 5, yuan, they are required to provide the articles of association and capital verification report;

6. Original and photocopy of the down payment receipt; (Need to affix the financial seal of the developer)

7. Original car purchase contract;

8. If the household registration does not match the ID card, you should issue relevant certificates to the local police station; 9. If the marriage certificate is inconsistent with the ID card, relevant certificates shall be issued by the local civil affairs bureau;

1. One inch photo of the principal lender and one inch photo of the participant.

loan process of China CITIC Bank

1. The borrower applies to the branch of China CITIC Bank that runs the loan. At the time of application, the borrower should bring ID card, proof of address, proof of stable income source and other related materials, and if it is a merchant, it should also bring a business license.

2. After receiving the lender's application, the bank will review the lender.

3. Sign a loan contract with the bank after it has passed the examination and approval of the bank.

4. The bank lends money, and the lender successfully gets the loan.

CITIC Bank loan amount

The maximum loan amount is 3, yuan.