First of all, answer directly.

If you want to inquire about the amount of provident fund loans, you can directly call the staff of the local housing provident fund management center.

Second, the specific analysis

Or go to the management center outlet and ask the counter staff.

It should be noted that there are also regulations on the maximum amount of provident fund loans in various places.

For example, Changsha stipulates that the maximum loan amount is 600,000.

You can borrow as much as you don't want.

In addition, the amount of provident fund loans may also be related to the deposit balance in the provident fund account, which is generally a multiple relationship (local regulations may be different, like Changsha).

The amount of personal housing provident fund loans applied by employees' families is 15 times of the sum of the housing provident fund accounts of both husband and wife).

And if you refer to the repayment ability coefficient, the formula is.

Provident fund loan amount = [(the total monthly salary of the borrower and the monthly contribution of the housing provident fund of the borrower's unit) × repayment ability coefficient-the total monthly repayment amount of the borrower's existing loan ]× loan period (month), and the amount can also be calculated according to the formula.

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Third, why not recommend provident fund to buy second-hand houses?

Because second-hand houses are generally older, the value of the house is not so high.

If the house does not meet the requirements, the borrower's application for provident fund loan is likely to be rejected.

In addition, the application for provident fund loans has certain interest rate concessions. If the borrower wants to buy a house, buying a new house can maximize the benefits.

If possible, buyers can avoid some real economy by buying new houses.

However, the new house also has the problem that the goods are not on the right board, and borrowers still need to be cautious.

2. Why can't Alipay query the display page of provident fund loan amount?

Alipay failed to query the display page of provident fund loan amount because of network problems. The loanable amount of provident fund is paid by Alipay.

1. Users can log in to the reserve directly and enter their own relevant information.

2. Users can also directly call the provident fund management center to inquire about the amount of provident fund loans.

3. Users can also directly query through WeChat or Alipay platform to find the corresponding service program, and then enter their own provident fund account number and ID card for query.

3. How to inquire about the monthly payment of provident fund loans?

1. Online inquiry: log in to the local online inquiry system of housing provident fund. Query scope: this function can query personal provident fund loan, personal account balance, payment details, etc.

2. Telephone inquiry: call the inquiry hotline to inquire about matters: personal loan business: personal loan business consultation and handling guide. Personal provident fund account: account balance. Manual consultation: provident fund business consultation, complaints and suggestions, provident fund business guide, and handling outlets. ...

3. Inquire about outlets: hold my ID card to inquire about the provident fund management center.

4. How to inquire about the amount of provident fund loans?

I. Loan Term The longest loan term shall not exceed 30 years. For the construction, renovation, overhaul of housing and the purchase of existing public housing, the longest loan period shall not exceed 10 years. The borrower's age plus the loan period shall not exceed 65 years for men and 60 years for women. 2. The loan amount is 1, and employees who deposit 80- 100 yuan/month (including 100 yuan/month) of housing accumulation fund can get a loan amount of 60,000 yuan; 2. Employees who have paid the housing accumulation fund 100- 150 yuan/month (including 150 yuan/month) can get a loan amount of 80,000 yuan; 3. For employees who have paid the housing accumulation fund 150-200 yuan/month (including 200 yuan/month), the loan amount is 90,000 yuan; 4. For employees who have paid 200-250 yuan/month (including 250 yuan/month) into the housing accumulation fund, the loan amount is 1 1 000 yuan; 5. For employees who have paid 250-300 yuan/month (including 300 yuan/month) into the housing accumulation fund, the loan amount is 1.2 million yuan; 6. For employees who have paid 300-400 yuan/month (including 400 yuan/month) into the housing accumulation fund, the loan amount is 1.4 million yuan; 7. For employees who have paid 400-500 yuan/month (including 500 yuan/month) into the housing accumulation fund, the loan amount is 1.6 million yuan; 8. For employees who have paid 500-600 yuan/month (including 600 yuan/month) into the housing accumulation fund, the loan amount is 6,543,800 yuan+8,000 yuan; 9. Employees who pay 600-700 yuan/month (including 700 yuan/month) of housing provident fund can get a loan of 200,000 yuan; 10. For employees who have paid 700-800 yuan/month (including 800 yuan/month) into the housing accumulation fund, the loan amount is 220,000 yuan; 1 1. For employees who have paid 800-900 yuan/month (including 900 yuan/month) into the housing accumulation fund, the loan amount is 250,000 yuan; 12. For employees who have paid 900- 1000 yuan/month (including 1000 yuan/month), the loan amount is 280,000 yuan; 13. For employees who have paid the housing accumulation fund 1000- 1200 yuan/month (including 1200 yuan/month), the loan amount is 3 10000 yuan; 14. Employees who have paid the housing accumulation fund 1200 yuan/month or more can get a loan of 340,000 yuan. Employees who have paid 80- 100 yuan/month (including 100 yuan/month) of housing provident fund can enjoy a maximum loan of 70,000 yuan with normal, continuous and full payment of housing provident fund and no personal loan as guarantor; 1998 12 1 for employees who have joined the work and paid the housing provident fund (including housing subsidies) normally, continuously and in full, they can refer to the above maximum loanable amount; Maximum loan amount for each household: for the purchase of newly-built commercial housing or second-hand housing, the maximum loan amount shall not exceed 80% of the value of the purchased housing and collateral; If the borrower pledges securities such as treasury bills and bank time deposit certificates, the loan amount plus loan interest shall not exceed the value of the securities. Three. Loan interest rate The loan interest rate shall be implemented in accordance with relevant state regulations. In case of legal interest rate adjustment, the new interest rate regulations will be implemented according to the corresponding interest rate grades from the beginning of next year.