Capital preservation fund is suitable for one-time investment, with capital preservation for more than 3 years.

Fixed investment cannot guarantee capital preservation, because only some fund shares will expire after 3 years.

Deciding to invest in any fund is a risky investment and there is no guarantee of capital preservation.

Because a fixed investment may have gains or losses.

No one knows how much the return is. It depends on the market trend and the operation ability of the fund.