I don't have to pay the maintenance fund in person or with a bank card. According to the relevant regulations, the maintenance fund is generally collected by the developer and paid before the transfer of the title deed. Maintenance fund, also known as "public maintenance fund" and "special maintenance fund", refers to a fund that the owners of residential properties pay a certain amount of money to a special account for the maintenance of public parts and facilities in the property area, and authorize the owners' committee to manage and use it in a unified way.