Supplementary information:
1, WeChat change money can increase income. However, there is a risk of being stolen.
2. WeChat Bitcom is similar to Alipay's balance treasure and belongs to the money fund product. Its main investment targets are bank deposits, short-term bonds, treasury bonds and other money market instruments, and its income is higher than that of bank deposits.
3. The biggest advantage of depositing WeChat change into a change account is that it can increase income. When the WeChat change account is docked with money fund products, there is liquidity or run risk, but the risk is very low.
4. WeChat Bitcom is mainly connected with money fund products such as E Fund Management and Huaxia Fund Management, and there is inevitably liquidity or running risk. But this risk can be said to be very low, and it can be said to be minimal.
5. Since WeChat change pass and WeChat change pass have the same payment, transfer and consumption functions, once the WeChat account is stolen, the funds of WeChat change pass are easily stolen, and the risk is still relatively high.
6. Therefore, it is generally not recommended to deposit a large amount of money in WeChat Coin. You can consider investing in money fund products on the financial platforms of major fund companies, which is relatively safer.
Extended data:
1. What is WeChat Bitcom?
1. Coin Pass is the latest function of WeChat. The function of the change pass is very similar to that of Yu 'ebao: users can use the money in the change pass directly for consumption, such as transferring money, issuing red envelopes, scanning code to pay, and returning credit cards. At the same time, when the funds in the change account are not used, the income can be automatically obtained.
2. Bitcom is a basic service account of WeChat payment, which is juxtaposed with "Coin". By opening Coin Pass, users can directly enter and manage money with small change. Users can transfer money from WeChat change or bank debit card to change money, and all funds of change money can also be transferred to WeChat change or bank card, and there is no handling fee for transfer.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 8.0. 16
Second, the main functions of WeChat change pass:
1, WeChat "change pass" has a small fund scale and belongs to the "small amount and high frequency" financial management scenario.
2. The consumption scenes of WeChat PayPal are mainly taxis and meals, all of which are small scenes.
3. The single-day limit of WeChat "Change Pass" is 65,438+10,000 yuan, and the maximum limit of WeChat change payment is 200,000 yuan/year.
Third, change the income calculation method:
For the funds transferred before 0/5 o'clock on the trading day/kloc-,the income will be calculated on the second trading day, and it will be postponed to the next working day in case of holidays. If it is transferred after the trading day 15:00, the income will be calculated on the third trading day.