1. Log in to Minsheng Direct Bank Mobile Banking, and click the "Redeem" button on my Ruyibao-single cargo base details page to enter the redemption page. When the redemption amount is less than or equal to the current quick redemption amount, you can choose quick redemption or ordinary redemption; When the input amount is greater than the current quick redemption amount, you need to choose ordinary redemption.

2. It can be converted into a binding card or an electronic account.

3. Redeem the transaction password of the electronic account. If the ordinary redemption page prompts the customer to expect the arrival time, if the quick redemption arrives in real time.

4. Quick redemption The daily quick redemption amount of each fund is 65,438+0,000 yuan, which is limited by the total advance amount of the fund. The total advance amount of the fund is set by Minsheng Bank.

5. If it is redeemed to the electronic account, the account has a "Ruyibao" cargo base and will be purchased automatically. Redemption funds may be automatically purchased into the "Ruyibao" cargo base, and customers need to arrange the use of funds in time.

6. In order to prevent the funds redeemed to the electronic account from being automatically subscribed, the customer can temporarily turn off the automatic subscription function through the "automatic subscription setting" function, and then turn on the automatic subscription after the account funds are used up; Customers can also use the "automatic subscription setting" function to maintain automatic subscription, set the guaranteed amount equal to the received funds, and then adjust the guaranteed amount after the funds are received and used. Customers can quickly enter the "Automatic Subscription Settings" function through the "Go to Settings" link in the prompt of the redemption result page.

7. Select Redeem to Binding Card. The electronic account has a "Ruyibao" cargo base, which is automatically purchased. Under normal circumstances, redemption funds will not be purchased automatically. If the redemption funds are transferred to the binding card after the account is received, if the remittance route is not smooth or the status of the binding card is abnormal, the redemption funds will remain in the electronic account and may be automatically purchased afterwards.