PICC life supplementary education annuity insurance has the advantages of high brand awareness and high cost performance, but it is not necessarily the most suitable insurance for your friends and children's specific education security needs. Might as well expand the scope of choice and make a comprehensive comparison. For your children, only what suits their own educational security needs is the best. In addition, there are many brands of insurance companies in the world. You can make a comprehensive comparison and purchase from the aspects of insurance company brand, user comments and product sales. Before you apply for insurance, you should pay attention to the following points:
1. For most families, children need a lot of money in college and just adulthood, so when choosing education insurance for their children, we must pay special attention to the financial guarantee in these stages.
2. There are two kinds of education fund insurance: life insurance and non-life insurance. It is not practical to plan life insurance for children too early. I suggest you choose the latter.
The earlier the education fund is insured, the better. The earlier the insurance time, the more education funds will be accumulated, the less the annual payment will be, and the earlier the protection will be. Online life insurance with additional education annuity insurance is not necessarily the best. Buying insurance products with additional education annuity insurance is not only a big choice, but also convenient to operate. Welcome friends to come to the comprehensive comparison and purchase. The coverage of Sunshine Travel Education Fund Protection Plan (dividend-paying type): * Junior high school/senior high school/university education fund is optional * Death fund * Minimum monthly fee for special high-risk diseases-insurance disease protection 100 yuan. 1. The minimum monthly expenses of the education fund protection scheme for growing children are: * growth care fund, maturity insurance fund, death insurance fund * special payment fund * special premium exemption protection is 436 yuan.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.