Fund redemption rate refers to the fees that investors need to pay when redeeming fund shares. In order to prevent investors from redeeming fund shares on a large scale in the short term, fund companies take the form of redemption rates. The formula for calculating the redemption rate shall be formulated by the fund company according to its own situation. Some fund companies adopt fixed rates, while others set different rates according to the holding time.

2. Calculation formula of fund redemption rate The calculation formula of fund redemption rate varies according to different fund companies and fund types. The following is a common formula for calculating the redemption rate of funds:

Redemption fee = redemption amount × redemption rate

Among them, the redemption amount refers to the market value of the fund shares redeemed by investors, and the redemption rate is the redemption rate set by the fund company.

3. Influencing factors of fund redemption rate The size of fund redemption rate is influenced by many factors, including fund type, holding time and redemption rate system.

Different types of funds may have different redemption rates. For example, the redemption rate of money funds is usually low, while the redemption rate of stock funds and bond funds may be relatively high.

Holding time is also an important factor affecting the redemption rate. Generally speaking, if investors hold it for a short time, the fund company may adopt a higher redemption rate to prevent short-term large redemption. If investors hold it for a long time, the redemption rate may gradually decrease.

The redemption rate system also has an impact on the redemption rate. Some fund companies adopt a fixed rate system, charging the same rate regardless of the holding time; Some fund companies set different rates according to the length of holding time.

The size of fund redemption rate is influenced by many factors, such as fund type, holding time and redemption rate system.