1. Financial management is a long-term process, which requires "time and patience" and it is impossible to get rich overnight;

2, the family is not a business, the safety of assets should be put in the first place, and profitability should be put in the second place;

3. Establish a sense of risk. Investment is risky. Low-risk investment products such as bank deposits and government bonds are difficult to generate high returns; High-risk investment varieties, such as stocks and industrial investment, may produce high returns, but may also lead to huge losses;

4. Ensure good asset liquidity and surplus payment ability, and do not have a tight capital chain, and cash is king;

5. Insurance is an important means of protection and an important part of family assets. An insurance is also a care for your family.

6. Choose financial products according to your actual situation and risk tolerance, and don't go with the flow.