Current location - Trademark Inquiry Complete Network - Tian Tian Fund - New Policy of Rural Endowment Insurance in Shandong Province 2065438-2009
New Policy of Rural Endowment Insurance in Shandong Province 2065438-2009
Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Friend!

When you say "New Deal Implementation of Rural Endowment Insurance in Shandong Province", you should mean "Implementation Opinions of Shandong Provincial People's Government on Launching the Pilot Project of New Rural Social Endowment Insurance (Lu [2009]131No.)", and the full text is reproduced for you now, hoping to help you.

Opinions of Shandong Provincial People's Government on Implementing the Pilot Project of New Rural Social Endowment Insurance

(Lu [2009]No. 13 1)

Municipal People's governments, county (city, district) people's governments, provincial government departments, institutions directly under the provincial government, major enterprises and institutions of higher learning:

In order to speed up the establishment and improvement of the social security system covering urban and rural areas, according to the spirit of "Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance" (Guo Fa [2009] No.32), combined with the actual situation in our province, we hereby formulate the following implementation opinions on the pilot project of New Rural Social Endowment Insurance (hereinafter referred to as "the new rural social endowment insurance").

I. Guiding ideology, basic principles and mission objectives

(1) guiding ideology. Guided by Deng Xiaoping Theory and Theory of Three Represents, we will thoroughly implement Scientific Outlook on Development, conscientiously implement the spirit of the 17th National Congress of the Communist Party of China and the Third Plenary Session of the Seventeenth Central Committee, and the decision-making arrangements of the provincial party committee and government. In accordance with the requirements of coordinating the construction of urban and rural social security system, we will pilot it first and gradually expand its coverage. Constantly improve the level of security, establish a new rural old-age insurance system that is compatible with the level of rural economic and social development in our province, compatible with other security measures, standardized management and socialized service, so that rural residents can enjoy basic old-age security.

(2) Basic principles. The basic principle of the new rural insurance system is "wide coverage, basic protection, flexibility and sustainability". Adhere to the level of security and the level of local rural economic development; Adhere to the financing mechanism combining individual contributions, collective subsidies and government subsidies; Adhere to the correspondence between rights and obligations and the combination of fairness and efficiency; Adhere to the combination of government-led and voluntary participation of rural residents, and guide rural residents to participate in insurance generally.

(3) mission objectives. In 2009, according to the requirements of 10% counties (cities, districts) selected by the state, we will push our province to complete the first batch of pilot tasks approved by the state, and gradually expand the pilot in the future. At the same time, cities and counties (cities, districts) are encouraged to actively carry out pilot projects in accordance with the requirements of the new agricultural insurance system. By 2020, we will basically achieve full coverage of rural school-age residents.

Second, the insured object and scope

Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.

Third, raise funds.

The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies.

(1) individual payment. The insured shall pay the endowment insurance premium as required. Individual payment standards are divided into five grades: 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan, and additional payment grades can be added according to the actual situation. The insured person chooses the payment grade independently and pays the fee annually, and the payment method is determined by the local government. The provincial government adjusts the payment grade in a timely manner according to state regulations or farmers' income growth. Encourage rural young and middle-aged residents to pay fees continuously and pay more. Specific measures shall be formulated by the local government.

(2) Collective subsidies. Conditional village collective economic organizations shall give subsidies to members who participate in the payment of new agricultural insurance, and the specific subsidy standards shall be determined by the villagers' committee holding a villagers' meeting. Collective subsidies should adhere to the principles of openness, fairness and justice, implement the publicity system, and accept the supervision of the society and the masses. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

(3) government subsidies.

1. Basic pension. The government pays the new rural insurance basic pension in full to eligible insured persons. According to the unified national regulations, the basic pension standard is determined as 55 yuan per person per month. For the areas included in the national pilot, the central and provincial governments will give 40%, 60% and 80% subsidies to the eastern, central and western regions respectively according to the unified basic pension standard. Before the pilot is fully rolled out, the counties of the new rural insurance pilot will separately determine the subsidy measures according to the per capita financial situation. The remaining part of the central and provincial financial subsidies shall be borne by the municipal and county (city, district) governments. Conditional city and county (city, district) governments can raise the basic pension standard according to the actual situation. For rural residents who pay for a long time, the basic pension can be appropriately increased, and the funds raised and increased shall be borne by the municipal and county (city, district) governments.

2. Pay subsidies. City, county (city, district) government should give subsidies to the insured payment personnel, the subsidy standard is not less than 30 yuan per person per year, and make up the payment part. Appropriate encouragement may be given to those who choose higher-grade payment, and the specific standards and measures shall be determined by the municipal and county (city, district) governments. For groups with payment difficulties such as severely disabled people in rural areas, the municipal and county (city, district) governments should pay part or all of the minimum standard old-age insurance premiums.

Fourth, establish a personal account.

The government establishes a personal pension insurance account with a lifetime record for each new rural insurance participant. Individual contributions, collective subsidies and other economic organizations, social welfare organizations and individuals to the insured, the city and county (city, district) government to the insured's contributions are all credited to personal accounts. Subsidies paid by the government should be recorded in individual accounts separately. At present, the amount of personal account is calculated with reference to the one-year RMB deposit interest rate of financial institutions published annually by the People's Bank of China.

Verb (abbreviation of verb) Determination of pension benefits

(1) Conditions for enjoying pension benefits.

1. Elderly people with rural household registration who have reached the age of 60, paid according to regulations and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension.

2. When the new agricultural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their children who meet the insurance conditions should pay insurance premiums; When the new agricultural insurance system is implemented, those over 45 years old should pay an annual fee, and the accumulated payment period should not be less than the remaining years from the actual age to 60 years old; Supplementary payment is allowed, but the cumulative payment period after supplementary payment shall not exceed 15 years. Those under the age of 45 (inclusive) shall be paid annually, and the cumulative payment period shall not be less than 15 years.

(2) Pension benefits. Pension benefits consist of basic pension and personal account pension. The basic pension is paid in accordance with the standard of not less than the basic pension stipulated by the state and the province. The monthly calculation and payment standard of personal account pension is the total accumulation of personal account funds divided by 139 (the same as the calculation and payment coefficient of personal account pension in the current basic old-age insurance for urban employees). When the insured dies, the balance of his personal account can be inherited according to law, except for government subsidies.

(3) Adjustment of treatment. According to the provisions of the state and the economic development of our province, timely adjust the pension plan and basic pension standards.

Management and supervision of intransitive verb funds

(1) fund management. The new agricultural insurance fund is included in the financial account management of social security fund, with two lines of revenue and expenditure, accounting separately, and maintaining and increasing the value according to relevant regulations. In the pilot stage, the new rural endowment insurance fund will be temporarily managed at the county level. With the expansion and opening of the pilot, the management level will be gradually improved.

The financial department in conjunction with the human resources and social security department should carefully prepare the government subsidy budget to ensure that the subsidies for the insured are in place in time and the basic pension is paid in full and on time.

(2) fund supervision. Human resources and social security departments at all levels should earnestly perform the supervision duties of the new rural endowment insurance fund, formulate and improve various rules and regulations of the new rural endowment insurance in conjunction with relevant departments, standardize business processes, establish and improve internal control systems and fund audit systems, conduct real-time monitoring and regular inspections on fund raising, budgeting, disbursement and distribution, and regularly disclose information on fund raising and payment of the new rural endowment insurance fund, so as to be open and transparent. Finance, supervision and auditing departments should supervise according to their respective responsibilities, put an end to misappropriation and ensure the safety of the fund. Pilot counties (cities, districts) should publicize the eligibility for insurance payment and treatment within the administrative villages every year, and accept social supervision and mass supervision.

Seven. Institutional convergence

To carry out the pilot of the new rural endowment insurance system, we should properly handle the connection with the old rural endowment insurance system, the local new rural endowment insurance pilot system and other social endowment insurance systems carried out throughout the province.

(a) has participated in the agricultural insurance has not yet reached the age of receiving personnel, the original personal account funds transferred to the new agricultural insurance personal account, according to the new agricultural insurance standards for accounting. Before receiving it, the payment should be continued according to the payment standard of the new rural insurance.

(two) have participated in the agricultural insurance, under the age of 60 and began to receive pensions, should stop receiving pensions, and continue to pay according to the relevant provisions of the new agricultural insurance. Those who meet the conditions for receiving the new agricultural insurance shall receive it according to the new agricultural insurance standard. Those who have participated in agricultural insurance, reached the age of 60 and have received agricultural insurance pension can directly enjoy the basic pension of the new agricultural insurance.

(3) The connection between the new rural insurance and other social endowment insurance systems conforms to the provisions of the state.

(IV) Do a good job in linking up the new agricultural insurance system with policies and systems such as social security for landless farmers, support policies for reservoir resettlement, rural family planning reward and assistance policies, rural five-guarantee support, social preferential treatment, and rural minimum living security system, and the specific measures shall be implemented in accordance with relevant state regulations.

Eight. Transfer of insurance relationship

If the insured person of the new agricultural insurance is transferred across regions, the new agricultural insurance relationship and personal account funds can be transferred to the new insured place, and the new insured place shall be accounted for according to the relevant standards and enjoy the corresponding treatment; If the pilot project of new rural insurance has not been carried out in the transfer place, the new rural insurance relationship and personal account funds can be temporarily stored in the original insured place and transferred when conditions permit.

Nine, handling capacity building

(1) Strengthen the capacity building of handling services. We should make full use of modern management and service means to reduce administrative costs and improve work efficiency. The new agricultural insurance funds at all levels shall be included in the fiscal budget at the same level, and shall not be spent from the new agricultural insurance fund.

(2) Strengthen the construction of rules and regulations. In accordance with the overall requirements of standardized management and socialized service, formulate and improve the management rules and regulations of the new agricultural insurance business, standardize business processes, and establish and improve the internal control system, fund audit system and information disclosure system; Establish a new agricultural insurance publicity and inquiry system, and establish and improve the insured file management system.

(3) Strengthen information construction. Establish a unified information management and service system in the whole province and incorporate it into the construction of social insurance management system ("Golden Insurance Project"). It is necessary to actively promote social security cards to facilitate the insured to pay by card, receive benefits and inquire about insurance information.

X. Strengthening organizational leadership

Governments at all levels should fully understand the great significance of carrying out the pilot work of the new rural endowment insurance, proceed from the strategic height of coordinating urban and rural economic and social development, make overall plans, incorporate them into the local economic and social development plan and the annual target assessment management system, and earnestly strengthen organizational leadership. The provincial government set up a leading group for the pilot work of the new agricultural insurance, which is responsible for studying and formulating relevant policies, coordinating and solving problems in the pilot work, supervising and inspecting the implementation of policies, and summarizing and evaluating the pilot work. The leading group has an office located in the Provincial Department of Human Resources and Social Security, which is responsible for the daily work of the leading group. Members of the leading group should earnestly perform their duties, cooperate closely, and do a good job in the pilot work of the new rural insurance.

XI。 Organization and implementation of pilot work

According to this opinion, the municipal governments should, on the basis of full investigation, multi-party demonstration and careful calculation, formulate practical implementation plans in combination with local conditions, and report them to the provincial leading group for the pilot work of new rural insurance for the record; Select the pilot counties (cities, districts) as required, and report to the provincial leading group for the pilot work of the new rural insurance. City, county (city, district) pilot scheme was implemented after being approved by the provincial government.

Twelve, do a good job in public opinion propaganda.

The establishment of the new agricultural insurance system is directly related to the vital interests of the broad masses of the people, and it is a major livelihood project with strong policy and wide coverage. All localities should adhere to the correct guidance of public opinion, adopt various methods, and increase the publicity of the significance, basic principles, principles and policies of the pilot work, so that this policy of benefiting the people will be deeply rooted in the hearts of the people and guide school-age farmers to actively participate in the insurance. All localities should take effective measures to encourage village cadres to take the lead in participating in insurance. All localities should pay attention to the new situation and new problems in the pilot process, actively explore and summarize the pilot experience and practices, properly handle the relationship between reform, development and stability, and do a good job. In the pilot work, it is necessary to report to the provincial leading group for the pilot work of the new rural insurance in a timely manner.

Shandong Provincial People's Government

Press release issued on 27 1 1 2009

Attachment: In 2009, Shandong Province 19 counties (cities, districts) were included in the first batch of national new rural endowment insurance pilot list;

Tianqiao district of Jinan, Chengyang District of Qingdao, Linzi District of Zibo, Shizhong District of Zaozhuang, Shouguang City, Jiaxiang County, Feicheng City, Rongcheng City, Donggang District of Rizhao City, Laicheng District of Laiwu City, Pingyi County, Yucheng City, Dongchangfu District of Liaocheng City, Bincheng District of Binzhou City, Peony District of Heze City, Fushan District of Yantai City, Hekou District of Dongying City, jimo city City and Zhaoyuan City.

20 10 Shandong pilot counties (cities, districts) included in the national new rural social endowment insurance: Zhangqiu, chiping, Decheng, Guangrao, Huantai, Fangzi, Weifang, Mu Ping, Rushan, Wendeng, jiaozhou city, Lanshan, Wulian, Yishui and Tengteng.

20 10 pilot counties (cities, districts) of new rural social endowment insurance in Shandong province: Jiyang county, Yicheng district of Zaozhuang city, Dongying district of Dongying city, Kenli county of Yantai city, Lijin county, Zhifu district of Yantai city, Laishan city, Longkou city of Yantai city, Kuiwen district of Weifang city, Yanzhou city, xintai city, Feixian county and Boxing county.

In addition, Shandong Province encourages qualified counties (cities, districts) to carry out pilot projects on their own with reference to national and provincial pilot policies. At present, 35 counties (cities, districts) have carried out pilot exploration of the new rural endowment insurance. Dongying, Weihai and Laiwu will achieve full coverage in accordance with the national new rural insurance system model this year.

Good wishes!